HomeCompareUMPQ vs CHD

UMPQ vs CHD: Dividend Comparison 2026

UMPQ yields 4.76% · CHD yields 1.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UMPQ wins by $45.1K in total portfolio value
10 years
UMPQ
UMPQ
● Live price
4.76%
Share price
$17.66
Annual div
$0.84
5Y div CAGR
27.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$71.4K
Annual income
$15,197.48
Full UMPQ calculator →
CHD
CHD
● Live price
1.27%
Share price
$93.91
Annual div
$1.19
5Y div CAGR
23.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$1,292.51
Full CHD calculator →

Portfolio growth — UMPQ vs CHD

📍 UMPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMPQCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMPQ + CHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMPQ pays
CHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMPQ
Annual income on $10K today (after 15% tax)
$404.30/yr
After 10yr DRIP, annual income (after tax)
$12,917.86/yr
CHD
Annual income on $10K today (after 15% tax)
$107.94/yr
After 10yr DRIP, annual income (after tax)
$1,098.63/yr
At 15% tax rate, UMPQ beats the other by $11,819.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMPQ + CHD for your $10,000?

UMPQ: 50%CHD: 50%
100% CHD50/50100% UMPQ
Portfolio after 10yr
$48.9K
Annual income
$8,244.99/yr
Blended yield
16.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CHD right now

UMPQ
Analyst Ratings
8
Buy
10
Hold
Consensus: Hold
Price Target
$20.00
+13.3% upside vs current
Range: $18.00 — $22.00
Altman Z
0.2
Piotroski
5/9
CHD
Analyst Ratings
18
Buy
15
Hold
1
Sell
Consensus: Buy
Price Target
$98.40
+4.8% upside vs current
Range: $82.00 — $110.00
Altman Z
4.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMPQ buys
0
CHD buys
0
No recent congressional trades found for UMPQ or CHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMPQCHD
Forward yield4.76%1.27%
Annual dividend / share$0.84$1.19
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.3%23.1%
Portfolio after 10y$71.4K$26.4K
Annual income after 10y$15,197.48$1,292.51
Total dividends collected$44.9K$5.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$20.00$98.40

Year-by-year: UMPQ vs CHD ($10,000, DRIP)

YearUMPQ PortfolioUMPQ Income/yrCHD PortfolioCHD Income/yrGap
1← crossover$11,306$605.50$10,856$156.32+$450.00UMPQ
2$12,911$814.43$11,811$195.24+$1.1KUMPQ
3$14,922$1,106.56$12,883$244.38+$2.0KUMPQ
4$17,488$1,521.49$14,091$306.64+$3.4KUMPQ
5$20,833$2,121.42$15,463$385.88+$5.4KUMPQ
6$25,298$3,006.75$17,033$487.17+$8.3KUMPQ
7$31,413$4,343.86$18,843$617.36+$12.6KUMPQ
8$40,029$6,417.11$20,947$785.72+$19.1KUMPQ
9$52,560$9,728.58$23,419$1,004.91+$29.1KUMPQ
10$71,436$15,197.48$26,350$1,292.51+$45.1KUMPQ

UMPQ vs CHD: Complete Analysis 2026

UMPQStock

Umpqua Holdings Corporation operates as the holding company of Umpqua Bank that provides commercial and retail banking services. It operates in two segments: Core Banking and Mortgage Banking. The company offers deposit products, including non-interest bearing checking, interest bearing checking and savings, and money market accounts, as well as certificates of deposit. It also provides loans for corporate and commercial customers, such as accounts receivable and inventory financing, multi-family and equipment loans, commercial equipment leases, international trade finance, real estate construction loans, permanent financing, and small business administration program financing, as well as capital markets and treasury management products. In addition, the company offers loan products, such as commercial and industrial loans; residential real estate loans for the construction, purchase, and refinancing of residential owner-occupied and rental properties; and consumer loans comprising secured and unsecured personal loans, home equity and personal lines of credit, and motor vehicle loans. Further, it provides financial planning solutions; and online and mobile banking services. The company serves high net worth individuals and families, select non-profits, and professional services firms. As of December 31, 2021, it conducted commercial and retail banking activities at 234 locations, including 202 store locations in Oregon, Washington, California, Idaho, and Nevada; and operated 28 facilities for the purpose of administrative and other functions, such as back-office support, of which two are owned and 26 are leased. The company was founded in 1953 and is headquartered in Portland, Oregon.

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CHDConsumer Staples

Church & Dwight Co., Inc. develops, manufactures, and markets household, personal care, and specialty products. It operates through three segments: Consumer Domestic, Consumer International, and Specialty Products Division. The company offers cat litters, carpet deodorizers, laundry detergents, and baking soda, as well as other baking soda based products under the ARM & HAMMER brand; condoms, lubricants, and vibrators under the TROJAN brand; stain removers, cleaning solutions, laundry detergents, and bleach alternatives under the OXICLEAN brand; battery-operated and manual toothbrushes under the SPINBRUSH brand; home pregnancy and ovulation test kits under the FIRST RESPONSE brand; depilatories under the NAIR brand; oral analgesics under the ORAJEL brand; laundry detergents under the XTRA brand; gummy dietary supplements under the L'IL CRITTERS and VITAFUSION brands; dry shampoos under the BATISTE brand; water flossers and replacement showerheads under the WATERPIK brand; FLAWLESS products; cold shortening and relief products under the ZICAM brand; and oral care products under the THERABREATH brand. Its specialty products include animal productivity products, such as MEGALAC rumen bypass fat, a supplement that enables cows to maintain energy levels during the period of high milk production; BIO-CHLOR and FERMENTEN, which are used to reduce health issues associated with calving, as well as provides needed protein; and CELMANAX refined functional carbohydrate, a yeast-based prebiotic. The company offers sodium bicarbonate; and cleaning and deodorizing products. It sells its consumer products through supermarkets, mass merchandisers, wholesale clubs, drugstores, convenience stores, home stores, dollar and other discount stores, pet and other specialty stores, and websites and other e-commerce channels; and specialty products to industrial customers and livestock producers through distributors. The company was founded in 1846 and is headquartered in Ewing, New Jersey.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.