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Umpqua Holdings Corporation · NASDAQ
Price: $17.66 · Annual div: $0.84/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in UMPQ → $2203541.29M in 10 years · $183,291,719,801.77/month
Umpqua Holdings Corporation, founded in Portland, Oregon, in 1953, functions as the parent entity of Umpqua Bank, offering a comprehensive array of commercial and retail banking services. The company's operations are distinctly segmented into Core Banking and Mortgage Banking. Customers have access to diverse deposit accounts, including both interest and non-interest-bearing checking accounts, savings and money market accounts, and certificates of deposit. For its corporate and commercial clientele, Umpqua provides a broad spectrum of lending and financial solutions. These encompass financing for accounts receivable and inventory, multi-family dwelling loans, equipment loans and leases, international trade finance, real estate construction and permanent financing, and Small Business Administration (SBA) program funding. Additionally, the bank offers capital markets and treasury management products. Beyond these, the corporation extends commercial and industrial (C&I) loans. Its residential real estate lending services cover the construction, acquisition, and refinancing of both owner-occupied residences and rental properties. For individual consumers, available loan products include secured and unsecured personal loans, home equity and personal lines of credit, and motor vehicle loans. Umpqua further augments its services with financial planning solutions and convenient online and mobile banking platforms. Its primary client base consists of affluent individuals and families, selected non-profit organizations, and professional services firms. As of December 31, 2021, Umpqua Bank operated a substantial network of 234 locations. This included 202 retail bank branches situated across Oregon, Washington, California, Idaho, and Nevada, alongside 28 administrative facilities dedicated to support functions. Of these administrative sites, two were company-owned, with the remaining twenty-six being leased.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold UMPQ.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 4.76% | 1.96% | $476 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 4.05% | 1.25% | $405 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.81% | 1.01% | $381 / yr |
| 🇬🇧 UK ISA | 0% | 4.76% | 1.96% | $476 / yr |
| 🇬🇧 UK Taxable | 8.75% | 4.34% | 1.54% | $434 / yr |
| 🇨🇦 TFSA | 0% | 4.76% | 1.96% | $476 / yr |
| 🇨🇦 CA Taxable | 25% | 3.57% | 0.77% | $357 / yr |
| 🇦🇺 Super (pension) | 15% | 4.05% | 1.25% | $405 / yr |
| 🇦🇺 AU Taxable | 30% | 3.33% | 0.53% | $333 / yr |
| 🇩🇪 DE Taxable | 26.375% | 3.50% | 0.70% | $350 / yr |
| 🇫🇷 FR Taxable | 30% | 3.33% | 0.53% | $333 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.84/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
UMPQ pays quarterly — 4 times per year. Next ex-div: TBD.
How UMPQ compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UMPQ sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2023-02-28 | 85,880 | — | — | ||
| F-InKind | 2023-02-28 | 749 | $17.66 | $13.2K | ||
| D-Return | 2023-02-28 | 37,851 | — | — | ||
| F-InKind | 2023-02-28 | 2,064 | $17.66 | $36.5K | ||
| D-Return | 2023-02-28 | 2,000 | — | — | ||
| F-InKind | 2023-02-28 | 2,883 | $17.66 | $50.9K | ||
| D-Return | 2023-02-28 | 3,416 | — | — | ||
| F-InKind | 2023-02-28 | 15,538 | $17.66 | $274.4K | ||
| D-Return | 2023-02-28 | 685,730 | — | — | ||
| F-InKind | 2023-02-28 | 6,759 | $17.66 | $119.4K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UMPQ dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Umpqua Holdings Corporation (UMPQ) is currently trading at $17.66, 16% below its 52-week high. The current dividend yield is 4.76% based on an annual payout of $0.84 per share.
Umpqua Holdings Corporation (UMPQ) is a financial services stock currently trading at $17.66 with a dividend yield of 4.76%. The company pays an annual dividend of $0.84 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, UMPQ has grown its dividend at a compound annual rate of 27.3%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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