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WTFC Dividend DRIP Calculator 2026
1.30% YieldFinancial ServicesWintrust Financial Corporation · NASDAQ
Price: $161.84 · Annual div: $2.10/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Annual dividend income growth
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🎯 When WTFC pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in WTFC → $7.11M in 10 years · $2,248.15/month
About Wintrust Financial Corporation (WTFC) — Dividend Analysis 2026
Wintrust Financial Corporation (WTFC) functions as a diversified financial holding company, structuring its operations across three primary business segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers a comprehensive array of financial products and services. This includes various deposit accounts, such as non-interest-bearing, interest-bearing transaction, savings, and domestic time deposits. On the lending side, it provides home equity loans, consumer loans, and real estate financing. Customers also have access to essential banking services like safe deposit facilities, ATMs, online banking, and mobile banking. Beyond standard offerings, this segment is actively involved in originating and acquiring residential mortgages for sale in the secondary market. It extends specialized lending, deposit, and treasury management solutions to condominium, homeowner, and community associations, alongside offering asset-based financing for middle-market enterprises. Further niche services encompass loan and deposit facilities for mortgage brokerage firms, financing for restaurant franchisees, direct leasing, Small Business Administration (SBA) loans, commercial mortgages, and construction loans, all forming part of its broader financial solutions. Its client base is diverse, ranging from individuals and small to mid-sized businesses to local governmental units and institutional clients, for whom it provides both personal and commercial banking. The Specialty Finance segment delivers targeted financial services, including the financing of commercial and life insurance premiums for both corporate and individual clients. It also handles accounts receivable financing, provides value-added administrative services, and offers outsourced solutions such as payroll processing, billing, and cash management tailored specifically for the temporary staffing industry. This segment rounds out its offerings with other specialized financial products. The Wealth Management segment is dedicated to assisting clients with a full suite of services, including trust and investment management, comprehensive asset management, tax-deferred exchange facilitation, securities brokerage, and retirement plan services. Wintrust maintains a significant physical presence, operating 173 banking facilities and 228 ATMs. Its geographic footprint covers the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. The company, established in 1991, is headquartered in Rosemont, Illinois.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 WTFC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold WTFC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.30% | -1.50% | $130 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.10% | -1.69% | $110 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.04% | -1.76% | $104 / yr |
| 🇬🇧 UK ISA | 0% | 1.30% | -1.50% | $130 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.19% | -1.61% | $119 / yr |
| 🇨🇦 TFSA | 0% | 1.30% | -1.50% | $130 / yr |
| 🇨🇦 CA Taxable | 25% | 0.98% | -1.82% | $98 / yr |
| 🇦🇺 Super (pension) | 15% | 1.10% | -1.69% | $110 / yr |
| 🇦🇺 AU Taxable | 30% | 0.91% | -1.89% | $91 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.96% | -1.84% | $96 / yr |
| 🇫🇷 FR Taxable | 30% | 0.91% | -1.89% | $91 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 WTFC Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.10/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 WTFC Dividend Payment Schedule
WTFC pays quarterly — 4 times per year. Next ex-div: TBD.
📊 WTFC vs Financial Services Benchmarks
How WTFC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for WTFC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ WTFC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-06-30 | 447 | $138.94 | $62.1K | ||
| A-Award | 2026-06-30 | 408 | $138.94 | $56.7K | ||
| A-Award | 2026-06-30 | 399 | $138.94 | $55.4K | ||
| A-Award | 2026-06-30 | 485 | $138.94 | $67.4K | ||
| A-Award | 2026-05-28 | 154 | $150.69 | $23.2K | ||
| A-Award | 2026-05-28 | 220 | $150.69 | $33.2K | ||
| G-Gift | 2026-05-05 | 1,661 | — | — | ||
| Sale | 2026-05-04 | 500 | $148.96 | $74.5K | ||
| Sale | 2026-04-27 | 9,579 | $148.82 | $1.43M | ||
| Sale | 2026-04-23 | 3,020 | $150.45 | $454.4K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the WTFC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Wintrust Financial Corporation (WTFC) is currently trading at $161.84, trading near its 52-week high. The current dividend yield is 1.30% based on an annual payout of $2.10 per share.
WTFC (Wintrust Financial Corporation) — 1.30% Dividend Yield Analysis
Wintrust Financial Corporation (WTFC) is a financial services stock currently trading at $161.84 with a dividend yield of 1.30%. The company pays an annual dividend of $2.10 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, WTFC has grown its dividend at a compound annual rate of 69.4%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.