HomeCompareUMRRF vs GBDC

UMRRF vs GBDC: Dividend Comparison 2026

UMRRF yields 73.40% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UMRRF wins by $2843631888544.94M in total portfolio value
10 years
UMRRF
UMRRF
● Live price
73.40%
Share price
$0.19
Annual div
$0.14
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2843631888565.71M
Annual income
$2,836,209,087,779,137,000.00
Full UMRRF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — UMRRF vs GBDC

📍 UMRRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMRRFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UMRRF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMRRF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMRRF
Annual income on $10K today (after 15% tax)
$6,239.18/yr
After 10yr DRIP, annual income (after tax)
$2,410,777,724,612,266,500.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, UMRRF beats the other by $2,410,777,724,598,335,500.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMRRF + GBDC for your $10,000?

UMRRF: 50%GBDC: 50%
100% GBDC50/50100% UMRRF
Portfolio after 10yr
$1421815944293.24M
Annual income
$1,418,104,543,897,763,000.00/yr
Blended yield
99.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

UMRRF
No analyst data
Altman Z
-1.4
Piotroski
3/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMRRF buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMRRFGBDC
Forward yield73.40%11.85%
Annual dividend / share$0.14$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$2843631888565.71M$20.78M
Annual income after 10y$2,836,209,087,779,137,000.00$16,389,263.41
Total dividends collected$2843144056464.38M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: UMRRF vs GBDC ($10,000, DRIP)

YearUMRRF PortfolioUMRRF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$25,380$14,680.41$12,490$1,790.28+$12.9KUMRRF
2$96,801$69,643.91$16,522$3,157.73+$80.3KUMRRF
3$600,067$496,489.78$23,578$5,898.68+$576.5KUMRRF
4$6,394,835$5,752,763.36$37,115$11,886.75+$6.36MUMRRF
5$121,433,988$114,591,514.54$66,136$26,423.57+$121.37MUMRRF
6$4,197,266,167$4,067,331,799.59$137,257$66,491.44+$4197.13MUMRRF
7$267,264,882,042$262,773,807,243.66$341,734$194,868.54+$267264.54MUMRRF
8$31,561,431,416,403$31,275,457,992,618.20$1,050,788$685,133.02+$31561430.37MUMRRF
9$6,937,196,996,801,481$6,903,426,265,185,930.00$4,099,314$2,974,971.01+$6937196992.70MUMRRF
10$2,843,631,888,565,714,400$2,836,209,087,779,137,000.00$20,775,530$16,389,263.41+$2843631888544.94MUMRRF

UMRRF vs GBDC: Complete Analysis 2026

UMRRFStock

US Masters Residential Property Fund (Fund) was established in 2011 and is listed on the Australian Securities Exchange (URF.ASX). The Fund was established to give investors exposure to US residential property and is the largest Australian-listed property trust with a primary strategy of investing in freestanding and multi-tenant US residential property in the New York metropolitan area. The Fund is focused on seeking to achieve long-term returns through a combination of income from rental yields along with potential long-term capital growth. Since 2011, the Fund's portfolio has grown to 982 housing units across 551 freestanding properties, with a gross asset value of approximately $1.2 billion (as at 30 June 2020). The Fund conducts all its New York metropolitan area residential investment through its controlled entity US Masters Residential Property (USA) Fund, a Maryland Real Estate Investment Trust (US REIT). A dedicated team of highly-skilled professionals based in New York manages every aspect of the real estate investment process – from acquiring the properties and rehabilitating the assets, to leasing the homes and ongoing tenant management.

Full UMRRF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this UMRRF vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UMRRF vs SCHDUMRRF vs JEPIUMRRF vs OUMRRF vs KOUMRRF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.