HomeCompareUNAM vs EPRT

UNAM vs EPRT: Dividend Comparison 2026

UNAM yields 2857.14% · EPRT yields 3.97%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UNAM wins by $285724556560.02M in total portfolio value
10 years
UNAM
UNAM
● Live price
2857.14%
Share price
$0.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$285724556560.08M
Annual income
$267,319,527,558,731,650.00
Full UNAM calculator →
EPRT
EPRT
● Live price
3.97%
Share price
$30.36
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.3K
Annual income
$13,170.85
Full EPRT calculator →

Portfolio growth — UNAM vs EPRT

📍 UNAM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNAMEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UNAM + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNAM pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNAM
Annual income on $10K today (after 15% tax)
$242,857.14/yr
After 10yr DRIP, annual income (after tax)
$227,221,598,424,921,900.00/yr
EPRT
Annual income on $10K today (after 15% tax)
$337.37/yr
After 10yr DRIP, annual income (after tax)
$11,195.22/yr
At 15% tax rate, UNAM beats the other by $227,221,598,424,910,700.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNAM + EPRT for your $10,000?

UNAM: 50%EPRT: 50%
100% EPRT50/50100% UNAM
Portfolio after 10yr
$142862278280.07M
Annual income
$133,659,763,779,372,420.00/yr
Blended yield
93.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

UNAM
No analyst data
Altman Z
0.6
Piotroski
2/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+16.9% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNAM buys
0
EPRT buys
0
No recent congressional trades found for UNAM or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNAMEPRT
Forward yield2857.14%3.97%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$285724556560.08M$64.3K
Annual income after 10y$267,319,527,558,731,650.00$13,170.85
Total dividends collected$284448663636.43M$38.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: UNAM vs EPRT ($10,000, DRIP)

YearUNAM PortfolioUNAM Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$296,414$285,714.29$11,212$512.01+$285.2KUNAM
2$8,232,097$7,914,934.20$12,689$692.09+$8.22MUNAM
3$214,243,566$205,435,221.63$14,521$944.30+$214.23MUNAM
4$5,225,999,702$4,996,759,086.15$16,841$1,302.88+$5225.98MUNAM
5$119,502,966,841$113,911,147,159.88$19,841$1,821.64+$119502.95MUNAM
6$2,562,267,139,226$2,434,398,964,706.24$23,818$2,587.47+$2562267.12MUNAM
7$51,522,962,512,220$48,781,336,673,248.19$29,230$3,744.65+$51522962.48MUNAM
8$971,869,901,477,056$916,740,331,588,980.50$36,816$5,540.38+$971869901.44MUNAM
9$17,200,961,683,505,388$16,161,060,888,924,940.00$47,806$8,413.17+$17200961683.46MUNAM
10$285,724,556,560,082,430$267,319,527,558,731,650.00$64,324$13,170.85+$285724556560.02MUNAM

UNAM vs EPRT: Complete Analysis 2026

UNAMStock

Unico American Corporation, an insurance holding company, underwrites property and casualty insurance in Arizona, California, Nevada, Oregon, and Washington. The company offers property, casualty, health, and life insurance products, as well as insurance premium financing and membership association services. Its commercial property coverage insures against loss or damage to buildings, inventory, and equipment from natural disasters, including hurricanes, windstorms, hail, water, explosions, and severe winter weather, as well as other events, such as theft and vandalism, fires, storms, and financial loss due to business interruption resulting from covered property damage. The company also offers commercial liability coverage that insures against third party liability from accidents occurring on the insured's premises or arising out of its operation; and writes policies to insure commercial property and commercial liability risks on a mono-line basis. In addition, it provides group dental, vision, and life insurance policies. Unico American Corporation markets its insurance products primarily through a network of independent brokers and agents. The company was incorporated in 1969 and is headquartered in Calabasas, California.

Full UNAM Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.