Is UNDR or BTI a better dividend investment in 2026?

UNDR currently yields 83333.33% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: UNDR offers higher current income.

What is the dividend yield difference between UNDR and BTI?

UNDR has a forward dividend yield of 83333.33% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 83327.95 percentage points.

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UNDR vs BTI: Dividend Comparison 2026

UNDR yields 83333.33% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UNDR wins by $7.827354174349132e+25M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UNDR

● Live price

83333.33%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$7.827354174349132e+25M

Annual income

$78,089,205,798,879,010,000,000,000,000,000.00

Full UNDR calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — UNDR vs BTI

📍 UNDR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UNDR	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UNDR + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UNDR pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNDR

Annual income on $10K today (after 15% tax)

$7,083,333.33/yr

After 10yr DRIP, annual income (after tax)

$66,375,824,929,047,160,000,000,000,000,000.00/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, UNDR beats the other by $66,375,824,929,047,160,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UNDR + BTI for your $10,000?

UNDR: 50%BTI: 50%

100% BTI50/50100% UNDR

Portfolio after 10yr

$3.913677087174566e+25M

Annual income

$39,044,602,899,439,506,000,000,000,000,000.00/yr

Blended yield

99.76%

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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

UNDR

No analyst data

Altman Z

-3.5

Piotroski

3/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNDR buys

BTI buys

No recent congressional trades found for UNDR or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUNDRBTI

Forward yield	83333.33% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$7.827354174349132e+25M	$37.7K ✓
Annual income after 10y	$78,089,205,798,879,010,000,000,000,000,000.00 ✓	$2,786.64
Total dividends collected	$7.826145752529585e+25M	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: UNDR vs BTI ($10,000, DRIP)

Year	UNDR Portfolio	UNDR Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$8,344,033	$8,333,333.33	$11,299	$598.92	+$8.33M → UNDR
2	$6,507,396,444	$6,498,468,328.14	$12,794	$703.91	+$6507.38M → UNDR
3	$4,743,472,976,069	$4,736,510,061,874.32	$14,518	$829.07	+$4743472.96M → UNDR
4	$3,231,814,615,629,740	$3,226,739,099,545,346.00	$16,513	$978.64	+$3231814615.61M → UNDR
5	$2,058,071,288,713,008,000	$2,054,613,247,074,284,500.00	$18,827	$1,157.84	+$2058071288712.99M → UNDR
6	$1,225,015,790,649,354,000,000	$1,222,813,654,370,431,000,000.00	$21,518	$1,373.12	+$1225015790649354.00M → UNDR
7	$681,543,888,689,022,700,000,000	$680,233,121,793,028,000,000,000.00	$24,657	$1,632.46	+$681543888689022720.00M → UNDR
8	$354,421,985,930,988,300,000,000,000	$353,692,733,970,091,100,000,000,000.00	$28,329	$1,945.74	+$354421985930988290048.00M → UNDR
9	$172,276,583,749,827,040,000,000,000,000	$171,897,352,224,880,900,000,000,000,000.00	$32,637	$2,325.33	+$1.7227658374982704e+23M → UNDR
10	$78,273,541,743,491,320,000,000,000,000,000	$78,089,205,798,879,010,000,000,000,000,000.00	$37,708	$2,786.64	+$7.827354174349132e+25M → UNDR

UNDR vs BTI: Complete Analysis 2026

UNDR — Stock

UnderSea Recovery Corporation explores, locates, recovers, and sells shipwrecks, artifacts, and other cultural resources and objects of historical and archaeological interests. It researches and plans shipwreck salvages sites, discusses with various governments and professional consultants concerning potential shipwreck salvage sites, and develops technologies and forms capital. The company also provides engages in the sales and public exhibition of recovered items; and sales of intellectual property rights, including documentaries, television specials, merchandise, books, and educational programs. It explores and recovers products from 15th to 19th centuries in oceans and large lakes worldwide. UnderSea Recovery Corporation was formerly known as Legal Access Technologies, Inc. and changed its name to UnderSea Recovery Corporation in July 2010. The company is based in Atlanta, Georgia.

Full UNDR Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.