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UNP vs AMT: Dividend Comparison 2026

UNP yields 2.29% · AMT yields 3.99%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AMT wins by $683.4K in total portfolio value
10 years
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →
AMT
AMT
● Live price
3.99%
Share price
$170.36
Annual div
$6.80
5Y div CAGR
54.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$753.3K
Annual income
$463,940.93
Full AMT calculator →

Portfolio growth — UNP vs AMT

📍 AMT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNPAMT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNP + AMT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNP pays
AMT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
AMT
Annual income on $10K today (after 15% tax)
$339.28/yr
After 10yr DRIP, annual income (after tax)
$394,349.79/yr
At 15% tax rate, AMT beats the other by $378,646.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNP + AMT for your $10,000?

UNP: 50%AMT: 50%
100% AMT50/50100% UNP
Portfolio after 10yr
$411.6K
Annual income
$241,207.91/yr
Blended yield
58.60%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AMT right now

UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
AMT
Analyst Ratings
1
Strong
34
Buy
13
Hold
Consensus: Buy
Price Target
$214.60
+26.0% upside vs current
Range: $185.00 — $255.00
Altman Z
1.2
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNP buys
7
AMT buys
0
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-02-19
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-11-13
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$50,001 - $100,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Ro Khanna🏢 House$UNP▼ Sell$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$UNP▲ Buy$15,001 - $50,0002025-08-26
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNPAMT
Forward yield2.29%3.99%
Annual dividend / share$5.48$6.80
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.9%54.8%
Portfolio after 10y$69.9K$753.3K
Annual income after 10y$18,474.89$463,940.93
Total dividends collected$44.9K$702.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyBuy
Analyst price target$276.57$214.60

Year-by-year: UNP vs AMT ($10,000, DRIP)

YearUNP PortfolioUNP Income/yrAMT PortfolioAMT Income/yrGap
1← crossover$11,023$322.76$11,318$617.89$295.00AMT
2$12,263$468.48$13,122$1,011.73$859.00AMT
3$13,808$686.31$15,737$1,697.00$1.9KAMT
4$15,792$1,017.59$19,783$2,944.47$4.0KAMT
5$18,430$1,532.54$26,523$5,355.06$8.1KAMT
6$22,075$2,355.20$38,767$10,386.69$16.7KAMT
7$27,335$3,714.82$63,444$21,963.14$36.1KAMT
8$35,306$6,057.38$119,885$52,000.78$84.6KAMT
9$48,080$10,302.43$270,437$142,159.49$222.4KAMT
10$69,920$18,474.89$753,308$463,940.93$683.4KAMT

UNP vs AMT: Complete Analysis 2026

UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →

AMTREIT

American Tower Corporation, one of the largest global REITs, is a leading independent owner, operator and developer of multitenant communications real estate with a portfolio of approximately 219,000 communications sites. For more information about American Tower, please visit the Earnings Materials and Investor Presentations sections of our investor relations website at www.americantower.com.

Full AMT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.