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UNP vs DRI: Dividend Comparison 2026

UNP yields 2.29% · DRI yields 3.02%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DRI wins by $432.27M in total portfolio value
10 years
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →
DRI
DRI
● Live price
3.02%
Share price
$195.05
Annual div
$5.90
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$432.34M
Annual income
$406,525,727.38
Full DRI calculator →

Portfolio growth — UNP vs DRI

📍 DRI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNPDRI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNP + DRI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNP pays
DRI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
DRI
Annual income on $10K today (after 15% tax)
$257.11/yr
After 10yr DRIP, annual income (after tax)
$345,546,868.27/yr
At 15% tax rate, DRI beats the other by $345,531,164.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNP + DRI for your $10,000?

UNP: 50%DRI: 50%
100% DRI50/50100% UNP
Portfolio after 10yr
$216.21M
Annual income
$203,272,101.14/yr
Blended yield
94.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DRI right now

UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
DRI
Analyst Ratings
38
Buy
20
Hold
1
Sell
Consensus: Buy
Price Target
$225.33
+15.5% upside vs current
Range: $200.00 — $265.00
Altman Z
2.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNP buys
7
DRI buys
0
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-02-19
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-11-13
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$50,001 - $100,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Ro Khanna🏢 House$UNP▼ Sell$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$UNP▲ Buy$15,001 - $50,0002025-08-26
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNPDRI
Forward yield2.29%3.02%
Annual dividend / share$5.48$5.90
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.9%100%
Portfolio after 10y$69.9K$432.34M
Annual income after 10y$18,474.89$406,525,727.38
Total dividends collected$44.9K$430.43M
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusBuyBuy
Analyst price target$276.57$225.33

Year-by-year: UNP vs DRI ($10,000, DRIP)

YearUNP PortfolioUNP Income/yrDRI PortfolioDRI Income/yrGap
1← crossover$11,023$322.76$11,305$604.97$282.00DRI
2$12,263$468.48$13,375$1,278.36$1.1KDRI
3$13,808$686.31$17,138$2,826.91$3.3KDRI
4$15,792$1,017.59$25,108$6,770.65$9.3KDRI
5$18,430$1,532.54$45,407$18,541.07$27.0KDRI
6$22,075$2,355.20$111,259$62,674.02$89.2KDRI
7$27,335$3,714.82$406,092$287,044.64$378.8KDRI
8$35,306$6,057.38$2,392,840$1,958,321.72$2.36MDRI
9$48,080$10,302.43$24,128,817$21,568,477.53$24.08MDRI
10$69,920$18,474.89$432,343,561$406,525,727.38$432.27MDRI

UNP vs DRI: Complete Analysis 2026

UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →

DRIConsumer Discretionary

Darden Restaurants, Inc., through its subsidiaries, owns and operates full-service restaurants in the United States and Canada. As of May 29, 2022, it owned and operated 1,867 restaurants, which included 884 under the Olive Garden brand, 546 under the LongHorn Steakhouse brand name, 172 under the Cheddar's Scratch Kitchen brand, 85 under the Yard House brand name, 62 under The Capital Grille brand, 45 under the Seasons 52 brand name, 42 under the Bahama Breeze brand, 28 under the Eddie V's Prime Seafood brand name, and 3 under the Capital Burger brand; and franchised 60 restaurants comprising 35 under the Olive Garden brand, 18 under the LongHorn Steakhouse brand name, 4 under the Cheddar's Scratch Kitchen brand, 2 under The Capital Grille brand name, and 1 under the Bahama Breeze brand.Darden Restaurants, Inc. was founded in 1968 and is based in Orlando, Florida.

Full DRI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.