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UNP vs TGT: Dividend Comparison 2026

UNP yields 2.29% · TGT yields 3.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TGT wins by $4.89M in total portfolio value
10 years
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →
TGT
TGT
● Live price
3.82%
Share price
$118.75
Annual div
$4.54
5Y div CAGR
68.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.96M
Annual income
$3,876,267.92
Full TGT calculator →

Portfolio growth — UNP vs TGT

📍 TGT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNPTGT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNP + TGT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNP pays
TGT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
TGT
Annual income on $10K today (after 15% tax)
$324.97/yr
After 10yr DRIP, annual income (after tax)
$3,294,827.73/yr
At 15% tax rate, TGT beats the other by $3,279,124.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNP + TGT for your $10,000?

UNP: 50%TGT: 50%
100% TGT50/50100% UNP
Portfolio after 10yr
$2.51M
Annual income
$1,947,371.41/yr
Blended yield
77.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UNP right now

UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
TGT
Analyst Ratings
27
Buy
28
Hold
4
Sell
Consensus: Hold
Price Target
$114.06
-3.9% upside vs current
Range: $81.00 — $145.00
Altman Z
3.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNP buys
7
TGT buys
0
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-02-19
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-11-13
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$50,001 - $100,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Ro Khanna🏢 House$UNP▼ Sell$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$UNP▲ Buy$15,001 - $50,0002025-08-26
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNPTGT
Forward yield2.29%3.82%
Annual dividend / share$5.48$4.54
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.9%68.5%
Portfolio after 10y$69.9K$4.96M
Annual income after 10y$18,474.89$3,876,267.92
Total dividends collected$44.9K$4.84M
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold
Analyst price target$276.57$114.06

Year-by-year: UNP vs TGT ($10,000, DRIP)

YearUNP PortfolioUNP Income/yrTGT PortfolioTGT Income/yrGap
1← crossover$11,023$322.76$11,344$644.20$321.00TGT
2$12,263$468.48$13,289$1,150.83$1.0KTGT
3$13,808$686.31$16,342$2,123.00$2.5KTGT
4$15,792$1,017.59$21,598$4,111.36$5.8KTGT
5$18,430$1,532.54$31,666$8,556.46$13.2KTGT
6$22,075$2,355.20$53,638$19,755.86$31.6KTGT
7$27,335$3,714.82$110,091$52,698.15$82.8KTGT
8$35,306$6,057.38$288,127$170,328.82$252.8KTGT
9$48,080$10,302.43$1,010,291$701,995.64$962.2KTGT
10$69,920$18,474.89$4,957,279$3,876,267.92$4.89MTGT

UNP vs TGT: Complete Analysis 2026

UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →

TGTConsumer Staples

Target Corporation operates as a general merchandise retailer in the United States. The company offers food assortments, including perishables, dry grocery, dairy, and frozen items; apparel, accessories, home décor products, electronics, toys, seasonal offerings, food, and other merchandise; and beauty and household essentials. It also provides in-store amenities, such as Target Café, Target Optical, Starbucks, and other food service offerings. The company sells its products through its stores; and digital channels, including Target.com. As of March 09, 2022, the company operated approximately 2,000 stores. Target Corporation was incorporated in 1902 and is headquartered in Minneapolis, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.