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UNPLF vs BTI: Dividend Comparison 2026

UNPLF yields 6.10% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UNPLF wins by $19498.48M in total portfolio value
10 years
UNPLF
UNPLF
● Live price
6.10%
Share price
$2.95
Annual div
$0.18
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19498.52M
Annual income
$18,903,368,625.70
Full UNPLF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — UNPLF vs BTI

📍 UNPLF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNPLFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UNPLF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UNPLF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNPLF
Annual income on $10K today (after 15% tax)
$518.64/yr
After 10yr DRIP, annual income (after tax)
$16,067,863,331.85/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, UNPLF beats the other by $16,067,860,963.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNPLF + BTI for your $10,000?

UNPLF: 50%BTI: 50%
100% BTI50/50100% UNPLF
Portfolio after 10yr
$9749.28M
Annual income
$9,451,685,706.17/yr
Blended yield
96.95%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

UNPLF
No analyst data
Altman Z
0.5
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNPLF buys
0
BTI buys
0
No recent congressional trades found for UNPLF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNPLFBTI
Forward yield6.10% ✓5.38%
Annual dividend / share$0.18$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓11.3%
Portfolio after 10y$19498.52M ✓$37.7K
Annual income after 10y$18,903,368,625.70 ✓$2,786.64
Total dividends collected$19457.32M ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UNPLF vs BTI ($10,000, DRIP)

YearUNPLF PortfolioUNPLF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,920$1,220.34$11,299$598.92+$621.00 → UNPLF
2$15,474$2,719.04$12,794$703.91+$2.7K → UNPLF
3$23,154$6,597.36$14,518$829.07+$8.6K → UNPLF
4$43,227$18,452.33$16,513$978.64+$26.7K → UNPLF
5$110,644$64,390.98$18,827$1,157.84+$91.8K → UNPLF
6$426,453$308,063.93$21,518$1,373.12+$404.9K → UNPLF
7$2,675,673$2,219,368.24$24,657$1,632.46+$2.65M → UNPLF
8$28,890,749$26,027,778.76$28,329$1,945.74+$28.86M → UNPLF
9$556,215,077$525,301,975.20$32,637$2,325.33+$556.18M → UNPLF
10$19,498,518,758$18,903,368,625.70$37,708$2,786.64+$19498.48M → UNPLF

UNPLF vs BTI: Complete Analysis 2026

UNPLF — Stock

UnipolSai Assicurazioni S.p.A. operates as an insurance company in Italy. The company operates through Non-Life insurance business, Life insurance business, Real Estate business, and Other Businesses segments. It provides non-life insurance products and services in the areas of motor vehicle third-party liabilities (TPL); sea, lake, and river; land vehicle hulls; accident and health; fire and other damage to property; general TPL; and other products. The company also offers life insurance products and services, such as whole and term life insurance, unit linked/indexed link policies, health, capitalization insurance, and pension funds. In addition, it engages in the reinsurance, real estate management, hotel, agricultural, and healthcare business. The company is based in Bologna, Italy. UnipolSai Assicurazioni S.p.A. is a subsidiary of Unipol Gruppo SpA.

Full UNPLF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.