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UNRIF vs BTI: Dividend Comparison 2026

UNRIF yields 217.86% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UNRIF wins by $197.56M in total portfolio value
10 years
UNRIF
UNRIF
● Live price
217.86%
Share price
$0.92
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$197.60M
Annual income
$103,838,497.97
Full UNRIF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — UNRIF vs BTI

📍 UNRIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNRIFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNRIF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNRIF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNRIF
Annual income on $10K today (after 15% tax)
$18,518.52/yr
After 10yr DRIP, annual income (after tax)
$88,262,723.27/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, UNRIF beats the other by $88,260,354.63/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of UNRIF + BTI for your $10,000?

UNRIF: 50%BTI: 50%
100% BTI50/50100% UNRIF
Portfolio after 10yr
$98.82M
Annual income
$51,920,642.30/yr
Blended yield
52.54%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

UNRIF
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNRIF buys
0
BTI buys
0
No recent congressional trades found for UNRIF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNRIFBTI
Forward yield217.86%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$197.60M$37.7K
Annual income after 10y$103,838,497.97$2,786.64
Total dividends collected$187.07M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UNRIF vs BTI ($10,000, DRIP)

YearUNRIF PortfolioUNRIF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$32,486$21,786.49$11,299$598.92+$21.2KUNRIF
2$100,907$66,146.42$12,794$703.91+$88.1KUNRIF
3$299,988$192,017.55$14,518$829.07+$285.5KUNRIF
4$854,494$533,506.69$16,513$978.64+$838.0KUNRIF
5$2,334,546$1,420,238.07$18,827$1,157.84+$2.32MUNRIF
6$6,124,325$3,626,360.32$21,518$1,373.12+$6.10MUNRIF
7$15,443,870$8,890,841.81$24,657$1,632.46+$15.42MUNRIF
8$37,478,461$20,953,520.33$28,329$1,945.74+$37.45MUNRIF
9$87,624,405$47,522,451.93$32,637$2,325.33+$87.59MUNRIF
10$197,596,611$103,838,497.97$37,708$2,786.64+$197.56MUNRIF

UNRIF vs BTI: Complete Analysis 2026

UNRIFStock

United Company RUSAL, International Public Joint-Stock Company produces and sells aluminum and related products. It operates through four segments: Aluminium, Alumina, Energy, and Mining and Metals. The company is involved in the mining and refining of bauxite and nepheline ore into alumina; the smelting of primary aluminum from alumina; and the fabrication of aluminum and aluminum alloys into semi-fabricated and finished products. Its products include primary aluminum, billets, rolling slabs, primary foundry alloys, wire rods, high-purity aluminum, foil and packaging products, aluminum wheels and powders, alumina and bauxite products, corundum products, and gallium and silicon products, as well as aluminum anodes for cathodic protection. The company is also involved in the mining and sale of coal; generation and transmission of electricity produced from various sources; and trading businesses. In addition, it offers repair and maintenance, and finance services. The company sells its products primarily in Europe, Russia, other countries of the Commonwealth of Independent States, Asia, and North and South America. The company was founded in 2000 and is based in Kaliningrad, Russia. United Company RUSAL, International Public Joint-Stock Company is a subsidiary of En+ GROUP International public joint-stock company.

Full UNRIF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.