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UNRIF vs PM: Dividend Comparison 2026

UNRIF yields 217.86% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UNRIF wins by $197.55M in total portfolio value
10 years
UNRIF
UNRIF
● Live price
217.86%
Share price
$0.92
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$197.60M
Annual income
$103,838,497.97
Full UNRIF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — UNRIF vs PM

📍 UNRIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNRIFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNRIF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNRIF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNRIF
Annual income on $10K today (after 15% tax)
$18,518.52/yr
After 10yr DRIP, annual income (after tax)
$88,262,723.27/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, UNRIF beats the other by $88,260,605.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNRIF + PM for your $10,000?

UNRIF: 50%PM: 50%
100% PM50/50100% UNRIF
Portfolio after 10yr
$98.82M
Annual income
$51,920,494.99/yr
Blended yield
52.54%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

UNRIF
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNRIF buys
0
PM buys
0
No recent congressional trades found for UNRIF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNRIFPM
Forward yield217.86%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$197.60M$49.6K
Annual income after 10y$103,838,497.97$2,492.02
Total dividends collected$187.07M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UNRIF vs PM ($10,000, DRIP)

YearUNRIF PortfolioUNRIF Income/yrPM PortfolioPM Income/yrGap
1← crossover$32,486$21,786.49$11,648$408.29+$20.8KUNRIF
2$100,907$66,146.42$13,589$495.90+$87.3KUNRIF
3$299,988$192,017.55$15,877$603.21+$284.1KUNRIF
4$854,494$533,506.69$18,580$734.88+$835.9KUNRIF
5$2,334,546$1,420,238.07$21,781$896.75+$2.31MUNRIF
6$6,124,325$3,626,360.32$25,578$1,096.12+$6.10MUNRIF
7$15,443,870$8,890,841.81$30,092$1,342.17+$15.41MUNRIF
8$37,478,461$20,953,520.33$35,470$1,646.46+$37.44MUNRIF
9$87,624,405$47,522,451.93$41,892$2,023.58+$87.58MUNRIF
10$197,596,611$103,838,497.97$49,578$2,492.02+$197.55MUNRIF

UNRIF vs PM: Complete Analysis 2026

UNRIFStock

United Company RUSAL, International Public Joint-Stock Company produces and sells aluminum and related products. It operates through four segments: Aluminium, Alumina, Energy, and Mining and Metals. The company is involved in the mining and refining of bauxite and nepheline ore into alumina; the smelting of primary aluminum from alumina; and the fabrication of aluminum and aluminum alloys into semi-fabricated and finished products. Its products include primary aluminum, billets, rolling slabs, primary foundry alloys, wire rods, high-purity aluminum, foil and packaging products, aluminum wheels and powders, alumina and bauxite products, corundum products, and gallium and silicon products, as well as aluminum anodes for cathodic protection. The company is also involved in the mining and sale of coal; generation and transmission of electricity produced from various sources; and trading businesses. In addition, it offers repair and maintenance, and finance services. The company sells its products primarily in Europe, Russia, other countries of the Commonwealth of Independent States, Asia, and North and South America. The company was founded in 2000 and is based in Kaliningrad, Russia. United Company RUSAL, International Public Joint-Stock Company is a subsidiary of En+ GROUP International public joint-stock company.

Full UNRIF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.