HomeCompareUNTN vs MCD

UNTN vs MCD: Dividend Comparison 2026

UNTN yields 2.52% · MCD yields 2.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $50.8K in total portfolio value· pulled ahead in Year 4
10 years
UNTN
UNTN
● Live price
2.52%
Share price
$25.00
Annual div
$0.63
5Y div CAGR
11.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$986.25
Full UNTN calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — UNTN vs MCD

📍 MCD pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNTNMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNTN + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNTN pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNTN
Annual income on $10K today (after 15% tax)
$214.20/yr
After 10yr DRIP, annual income (after tax)
$838.31/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, MCD beats the other by $21,120.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNTN + MCD for your $10,000?

UNTN: 50%MCD: 50%
100% MCD50/50100% UNTN
Portfolio after 10yr
$52.3K
Annual income
$13,409.81/yr
Blended yield
25.63%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

UNTN
No analyst data
Altman Z
0.0
Piotroski
3/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNTN buys
0
MCD buys
0
No recent congressional trades found for UNTN or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNTNMCD
Forward yield2.52%2.34%
Annual dividend / share$0.63$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.5%42.3%
Portfolio after 10y$26.9K$77.7K
Annual income after 10y$986.25$25,833.37
Total dividends collected$5.7K$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: UNTN vs MCD ($10,000, DRIP)

YearUNTN PortfolioUNTN Income/yrMCD PortfolioMCD Income/yrGap
1$10,981$280.98$10,812$332.41+$169.00UNTN
2$12,071$321.52$11,819$488.02+$252.00UNTN
3$13,284$368.30$13,111$724.37+$173.00UNTN
4← crossover$14,637$422.37$14,832$1,091.05$195.00MCD
5$16,146$484.94$17,219$1,675.85$1.1KMCD
6$17,834$557.45$20,688$2,641.85$2.9KMCD
7$19,724$641.61$25,990$4,309.70$6.3KMCD
8$21,844$739.45$34,590$7,351.77$12.7KMCD
9$24,226$853.37$49,535$13,285.25$25.3KMCD
10$26,909$986.25$77,746$25,833.37$50.8KMCD

UNTN vs MCD: Complete Analysis 2026

UNTNStock

United Tennessee Bankshares, Inc. operates as the holding company for Newport Federal Bank that provides various financial services to individuals and corporate customers. The company accepts interest-bearing checking, savings, NOW, passbook savings, money market, and individual retirement accounts, as well as certificates of deposit. It offers one-to-four family first mortgage, consumer, car, secured/unsecured, home improvement, new construction, debt consolidation, and commercial real estate loans; and lines of credit, remodeling, loans of deposits, and land refinancing. The company also provides investment securities portfolio consists of the U.S. government corporations and agency securities, municipal bonds of governmental entities, corporate debt, and mortgage-backed securities, as well as obligations of states and political; and Internet banking services. It operates through three full-service banking offices located in Newport, Tennessee. The company was founded in 1934 and is based in Newport, Tennessee.

Full UNTN Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.