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UPBMF vs GBDC: Dividend Comparison 2026

UPBMF yields 4.84% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $16.72M in total portfolio value
10 years
UPBMF
UPBMF
● Live price
4.84%
Share price
$3.51
Annual div
$0.17
5Y div CAGR
62.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.13M
Annual income
$3,115,047.92
Full UPBMF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — UPBMF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPBMFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UPBMF + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UPBMF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPBMF
Annual income on $10K today (after 15% tax)
$411.10/yr
After 10yr DRIP, annual income (after tax)
$2,647,790.73/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $11,335,333.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPBMF + GBDC for your $10,000?

UPBMF: 50%GBDC: 50%
100% GBDC50/50100% UPBMF
Portfolio after 10yr
$12.49M
Annual income
$9,782,890.88/yr
Blended yield
78.34%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

UPBMF
No analyst data
Altman Z
15.3
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPBMF buys
0
GBDC buys
0
No recent congressional trades found for UPBMF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPBMFGBDC
Forward yield4.84%11.86% ✓
Annual dividend / share$0.17$1.50 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.1% ✓51.1%
Portfolio after 10y$4.13M$20.85M ✓
Annual income after 10y$3,115,047.92$16,450,733.83 ✓
Total dividends collected$4.01M$20.43M ✓
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: UPBMF vs GBDC ($10,000, DRIP)

YearUPBMF PortfolioUPBMF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,484$784.00$12,492$1,791.70$1.0K → GBDC
2$13,652$1,363.97$16,527$3,160.58$2.9K → GBDC
3$17,064$2,456.43$23,588$5,904.90$6.5K → GBDC
4$22,910$4,651.47$37,141$11,901.65$14.2K → GBDC
5$33,974$9,460.92$66,205$26,463.38$32.2K → GBDC
6$57,608$21,255.08$137,452$66,612.65$79.8K → GBDC
7$116,240$54,599.70$342,372$195,298.53$226.1K → GBDC
8$291,280$166,903.01$1,053,292$686,954.33$762.0K → GBDC
9$945,274$633,604.45$4,111,439$2,984,416.95$3.17M → GBDC
10$4,126,491$3,115,047.92$20,849,974$16,450,733.83$16.72M → GBDC

UPBMF vs GBDC: Complete Analysis 2026

UPBMF — Stock

United Plantations Bhd. engages in the cultivation and processing of palm oil, coconut and other plantation crops. It operates through the following segments: Plantations, Palm Oil Refining and Others. The Plantations segment offers business of oil palm and coconut cultivation and processing on its plantations. The Palm Oil Refining segment focuses on the business of palm oil processing, manufacturing of edible oils, fats, cocoa butter substitute and trading in crude palm oil, and palm oil products. The Others segment consist of bulking facilities which carry on the business of handling and storage of vegetable oils and molasses. The company was founded by Aage Westenholz in 1906 and is headquartered in Teluk Intan, Malaysia.

Full UPBMF Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.