HomeCompareUPMKF vs ADC

UPMKF vs ADC: Dividend Comparison 2026

UPMKF yields 5.75% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $133.0K in total portfolio value· pulled ahead in Year 5
10 years
UPMKF
UPMKF
● Live price
5.75%
Share price
$29.16
Annual div
$1.68
5Y div CAGR
15.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.0K
Annual income
$4,976.86
Full UPMKF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — UPMKF vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPMKFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UPMKF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPMKF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPMKF
Annual income on $10K today (after 15% tax)
$488.88/yr
After 10yr DRIP, annual income (after tax)
$4,230.33/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $64,447.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPMKF + ADC for your $10,000?

UPMKF: 50%ADC: 50%
100% ADC50/50100% UPMKF
Portfolio after 10yr
$112.5K
Annual income
$42,887.08/yr
Blended yield
38.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

UPMKF
No analyst data
Altman Z
2.4
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPMKF buys
0
ADC buys
0
No recent congressional trades found for UPMKF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPMKFADC
Forward yield5.75%4.13%
Annual dividend / share$1.68$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.3%40.4%
Portfolio after 10y$46.0K$178.9K
Annual income after 10y$4,976.86$80,797.29
Total dividends collected$21.5K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: UPMKF vs ADC ($10,000, DRIP)

YearUPMKF PortfolioUPMKF Income/yrADC PortfolioADC Income/yrGap
1$11,363$663.15$10,990$580.36+$373.00UPMKF
2$12,971$812.00$12,301$860.26+$670.00UPMKF
3$14,877$998.77$14,104$1,298.62+$773.00UPMKF
4$17,153$1,234.45$16,691$2,008.16+$462.00UPMKF
5← crossover$19,888$1,533.70$20,580$3,205.09$692.00ADC
6$23,196$1,916.12$26,754$5,330.02$3.6KADC
7$27,228$2,408.22$37,196$9,345.14$10.0KADC
8$32,180$3,046.10$56,244$17,523.09$24.1KADC
9$38,312$3,879.37$94,286$35,736.21$56.0KADC
10$45,970$4,976.86$178,949$80,797.29$133.0KADC

UPMKF vs ADC: Complete Analysis 2026

UPMKFStock

UPM-Kymmene Oyj engages in the forest-based bio industry. It operates through UPM Biorefining, UPM Energy, UPM Raflatac, UPM Specialty Papers, UPM Communication Papers, UPM Plywood, and Other operations segments. The company provides softwood, birch, and eucalyptus pulp for tissue, specialty, and graphic papers and packaging; sawn timber for joinery, packaging, furniture, planning, and construction industries; and wood-based renewable diesel and renewable naphtha for the petrochemical industry. It is also involved in the generation of electricity through hydro and nuclear power plants. In addition, the company offers self-adhesive label materials for branding and promotion, information, and functional labelling in the food, beverage, personal care, pharmaceutical, and logistics segments; and label papers, release base papers, office papers, and flexible packaging for labelling, packing, commercial siliconizing, and printing, as well as graphic papers for advertising, publishing, and home and office use. Further, it provides plywood and veneer products for construction, vehicle flooring, liquefied natural gas shipbuilding, and parquet manufacturing, as well as for other industrial applications; wood and wood-based biomass, and forestry services for forest investors and owners; wood-based lignin products for industrial use and cell hydrogels for 3D cell culturing; UPM ProFi decking products and UPM formi granules; and biomedical products. The company primarily operates in Europe, North America, Asia, and internationally. UPM-Kymmene Oyj was founded in 1871 and is headquartered in Helsinki, Finland.

Full UPMKF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.