HomeCompareUPMKF vs EPRT

UPMKF vs EPRT: Dividend Comparison 2026

UPMKF yields 5.75% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $17.4K in total portfolio value· pulled ahead in Year 6
10 years
UPMKF
UPMKF
● Live price
5.75%
Share price
$29.16
Annual div
$1.68
5Y div CAGR
15.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.0K
Annual income
$4,976.86
Full UPMKF calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — UPMKF vs EPRT

📍 EPRT pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPMKFEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UPMKF + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPMKF pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPMKF
Annual income on $10K today (after 15% tax)
$488.88/yr
After 10yr DRIP, annual income (after tax)
$4,230.33/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $6,684.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPMKF + EPRT for your $10,000?

UPMKF: 50%EPRT: 50%
100% EPRT50/50100% UPMKF
Portfolio after 10yr
$54.7K
Annual income
$8,908.79/yr
Blended yield
16.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

UPMKF
No analyst data
Altman Z
2.4
Piotroski
5/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPMKF buys
0
EPRT buys
0
No recent congressional trades found for UPMKF or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPMKFEPRT
Forward yield5.75%3.92%
Annual dividend / share$1.68$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.3%29%
Portfolio after 10y$46.0K$63.4K
Annual income after 10y$4,976.86$12,840.73
Total dividends collected$21.5K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: UPMKF vs EPRT ($10,000, DRIP)

YearUPMKF PortfolioUPMKF Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,363$663.15$11,205$505.18+$158.00UPMKF
2$12,971$812.00$12,672$682.46+$299.00UPMKF
3$14,877$998.77$14,490$930.48+$387.00UPMKF
4$17,153$1,234.45$16,786$1,282.69+$367.00UPMKF
5$19,888$1,533.70$19,753$1,791.56+$135.00UPMKF
6← crossover$23,196$1,916.12$23,677$2,541.64$481.00EPRT
7$27,228$2,408.22$29,008$3,672.99$1.8KEPRT
8$32,180$3,046.10$36,463$5,425.08$4.3KEPRT
9$38,312$3,879.37$47,238$8,221.57$8.9KEPRT
10$45,970$4,976.86$63,385$12,840.73$17.4KEPRT

UPMKF vs EPRT: Complete Analysis 2026

UPMKFStock

UPM-Kymmene Oyj engages in the forest-based bio industry. It operates through UPM Biorefining, UPM Energy, UPM Raflatac, UPM Specialty Papers, UPM Communication Papers, UPM Plywood, and Other operations segments. The company provides softwood, birch, and eucalyptus pulp for tissue, specialty, and graphic papers and packaging; sawn timber for joinery, packaging, furniture, planning, and construction industries; and wood-based renewable diesel and renewable naphtha for the petrochemical industry. It is also involved in the generation of electricity through hydro and nuclear power plants. In addition, the company offers self-adhesive label materials for branding and promotion, information, and functional labelling in the food, beverage, personal care, pharmaceutical, and logistics segments; and label papers, release base papers, office papers, and flexible packaging for labelling, packing, commercial siliconizing, and printing, as well as graphic papers for advertising, publishing, and home and office use. Further, it provides plywood and veneer products for construction, vehicle flooring, liquefied natural gas shipbuilding, and parquet manufacturing, as well as for other industrial applications; wood and wood-based biomass, and forestry services for forest investors and owners; wood-based lignin products for industrial use and cell hydrogels for 3D cell culturing; UPM ProFi decking products and UPM formi granules; and biomedical products. The company primarily operates in Europe, North America, Asia, and internationally. UPM-Kymmene Oyj was founded in 1871 and is headquartered in Helsinki, Finland.

Full UPMKF Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.