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UPNRF vs GBDC: Dividend Comparison 2026

UPNRF yields 2.58% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.70M in total portfolio value
10 years
UPNRF
UPNRF
● Live price
2.58%
Share price
$29.09
Annual div
$0.75
5Y div CAGR
40.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.2K
Annual income
$22,969.78
Full UPNRF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — UPNRF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPNRFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UPNRF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPNRF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPNRF
Annual income on $10K today (after 15% tax)
$219.15/yr
After 10yr DRIP, annual income (after tax)
$19,524.31/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,911,349.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPNRF + GBDC for your $10,000?

UPNRF: 50%GBDC: 50%
100% GBDC50/50100% UPNRF
Portfolio after 10yr
$10.43M
Annual income
$8,206,116.59/yr
Blended yield
78.69%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

UPNRF
No analyst data
Altman Z
4.8
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPNRF buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPNRFGBDC
Forward yield2.58%11.85%
Annual dividend / share$0.75$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.8%51.1%
Portfolio after 10y$80.2K$20.78M
Annual income after 10y$22,969.78$16,389,263.41
Total dividends collected$54.3K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: UPNRF vs GBDC ($10,000, DRIP)

YearUPNRF PortfolioUPNRF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,063$363.01$12,490$1,790.28$1.4KGBDC
2$12,366$528.46$16,522$3,157.73$4.2KGBDC
3$14,009$777.29$23,578$5,898.68$9.6KGBDC
4$16,148$1,158.72$37,115$11,886.75$21.0KGBDC
5$19,036$1,757.59$66,136$26,423.57$47.1KGBDC
6$23,095$2,726.42$137,257$66,491.44$114.2KGBDC
7$29,064$4,352.63$341,734$194,868.54$312.7KGBDC
8$38,307$7,207.96$1,050,788$685,133.02$1.01MGBDC
9$53,489$12,501.05$4,099,314$2,974,971.01$4.05MGBDC
10$80,203$22,969.78$20,775,530$16,389,263.41$20.70MGBDC

UPNRF vs GBDC: Complete Analysis 2026

UPNRFStock

Uponor Oyj provides plumbing, indoor climate, and infrastructure solutions in Europe and North America. The company operates through three segments: Building Solutions – Europe, Building Solutions – North America, and Uponor Infra. It offers drinking water delivery systems, including plastic plumbing pipe systems, multi-layer composite pipe systems for residential buildings, commercial and public buildings; underfloor heating and cooling, comprising floor integrated underfloor heating systems, water based floor heating, and electric underfloor heating for new buildings and renovation projects; wall heating and cooling systems radiant heating and cooling via the wall, for wet and dry plaster installation systems in new buildings and renovation projects. The company also provides ceiling heating and cooling for offices, sales areas, industrial buildings, and sports halls; room and supply temperature controls; mainfolds vario distribution units and cabinets, pre-assembled, and modern approach in residential buildings; flexible ecoflex pre-insulated pipes; prefabricated modules for plumbing and heating; heating and cooling products for projects; and radiator connections. Uponor Oyj was founded in 1918 and is based in Vantaa, Finland.

Full UPNRF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.