HomeCompareUPNRF vs XYLD

UPNRF vs XYLD: Dividend Comparison 2026

UPNRF yields 2.58% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UPNRF wins by $54.9K in total portfolio value
10 years
UPNRF
UPNRF
● Live price
2.58%
Share price
$29.09
Annual div
$0.75
5Y div CAGR
40.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.2K
Annual income
$22,969.78
Full UPNRF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — UPNRF vs XYLD

📍 UPNRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPNRFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UPNRF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPNRF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPNRF
Annual income on $10K today (after 15% tax)
$219.15/yr
After 10yr DRIP, annual income (after tax)
$19,524.31/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, UPNRF beats the other by $16,788.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPNRF + XYLD for your $10,000?

UPNRF: 50%XYLD: 50%
100% XYLD50/50100% UPNRF
Portfolio after 10yr
$52.7K
Annual income
$13,094.40/yr
Blended yield
24.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPNRF buys
0
XYLD buys
0
No recent congressional trades found for UPNRF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPNRFXYLD
Forward yield2.58%10.98%
Annual dividend / share$0.75$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.8%0%
Portfolio after 10y$80.2K$25.3K
Annual income after 10y$22,969.78$3,219.02
Total dividends collected$54.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UPNRF vs XYLD ($10,000, DRIP)

YearUPNRF PortfolioUPNRF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,063$363.01$10,818$1,098.39+$245.00UPNRF
2$12,366$528.46$11,738$1,222.51+$628.00UPNRF
3$14,009$777.29$12,774$1,364.64+$1.2KUPNRF
4$16,148$1,158.72$13,944$1,527.86+$2.2KUPNRF
5$19,036$1,757.59$15,270$1,715.87+$3.8KUPNRF
6$23,095$2,726.42$16,775$1,933.09+$6.3KUPNRF
7$29,064$4,352.63$18,490$2,184.87+$10.6KUPNRF
8$38,307$7,207.96$20,450$2,477.63+$17.9KUPNRF
9$53,489$12,501.05$22,697$2,819.19+$30.8KUPNRF
10$80,203$22,969.78$25,280$3,219.02+$54.9KUPNRF

UPNRF vs XYLD: Complete Analysis 2026

UPNRFStock

Uponor Oyj provides plumbing, indoor climate, and infrastructure solutions in Europe and North America. The company operates through three segments: Building Solutions – Europe, Building Solutions – North America, and Uponor Infra. It offers drinking water delivery systems, including plastic plumbing pipe systems, multi-layer composite pipe systems for residential buildings, commercial and public buildings; underfloor heating and cooling, comprising floor integrated underfloor heating systems, water based floor heating, and electric underfloor heating for new buildings and renovation projects; wall heating and cooling systems radiant heating and cooling via the wall, for wet and dry plaster installation systems in new buildings and renovation projects. The company also provides ceiling heating and cooling for offices, sales areas, industrial buildings, and sports halls; room and supply temperature controls; mainfolds vario distribution units and cabinets, pre-assembled, and modern approach in residential buildings; flexible ecoflex pre-insulated pipes; prefabricated modules for plumbing and heating; heating and cooling products for projects; and radiator connections. Uponor Oyj was founded in 1918 and is based in Vantaa, Finland.

Full UPNRF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this UPNRF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UPNRF vs SCHDUPNRF vs JEPIUPNRF vs OUPNRF vs KOUPNRF vs MAINUPNRF vs QYLDUPNRF vs JEPQUPNRF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.