Is UPS or AAPL a better dividend investment in 2026?

UPS currently yields 4.00% with a 5% 5-year dividend growth rate. AAPL yields 0.45% with 5.8% growth. The better choice depends on your goal: UPS offers higher current income.

What is the dividend yield difference between UPS and AAPL?

UPS has a forward dividend yield of 4.00% ($2.00/share annually). AAPL yields 0.45% ($1.00/share annually). The yield gap is 3.55 percentage points.

Home › Compare › UPS vs AAPL

UPS vs AAPL: Dividend Comparison 2026

UPS yields 4.00% · AAPL yields 0.45%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AAPL wins by $27.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UPS

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full UPS calculator →

AAPL

Apple Inc.

● Live price

0.45%

Share price

$221.50

Annual div

$1.00

5Y div CAGR

5.8%

Payout ratio

15%

After 10 yrs · $10,000 · DRIP

Portfolio value

$55.5K

Annual income

$81.27

Full AAPL calculator →

Portfolio growth — UPS vs AAPL

📍 AAPL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UPS	AAPL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UPS + AAPL cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

UPS pays

AAPL pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPS

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

AAPL

Annual income on $10K today (after 15% tax)

$38.37/yr

After 10yr DRIP, annual income (after tax)

$69.08/yr

At 15% tax rate, UPS beats the other by $695.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UPS + AAPL for your $10,000?

UPS: 50%AAPL: 50%

100% AAPL50/50100% UPS

Portfolio after 10yr

$41.8K

Annual income

$490.24/yr

Blended yield

1.17%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPS buys

AAPL buys

No recent congressional trades found for UPS or AAPL in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUPSAAPL

Forward yield	4.00% ✓	0.45%
Annual dividend / share	$2.00 ✓	$1.00
Payout ratio	50%	15% ✓
1-year div growth	5% ✓	4.2%
5-year div CAGR	5%	5.8% ✓
Portfolio after 10y	$28.0K	$55.5K ✓
Annual income after 10y	$899.19 ✓	$81.27
Total dividends collected	$6.4K	$633.00 ✓
Payment frequency	quarterly	quarterly
Sector	Industrials	Technology

Year-by-year: UPS vs AAPL ($10,000, DRIP)

Year	UPS Portfolio	UPS Income/yr	AAPL Portfolio	AAPL Income/yr	Gap
1← crossover	$11,120	$420.00	$11,888	$47.77	$768.00 → AAPL
2	$12,357	$458.31	$14,126	$50.74	$1.8K → AAPL
3	$13,721	$499.76	$16,779	$53.88	$3.1K → AAPL
4	$15,227	$544.58	$19,923	$57.18	$4.7K → AAPL
5	$16,885	$593.02	$23,650	$60.68	$6.8K → AAPL
6	$18,713	$645.34	$28,066	$64.36	$9.4K → AAPL
7	$20,724	$701.81	$33,298	$68.25	$12.6K → AAPL
8	$22,938	$762.73	$39,498	$72.36	$16.6K → AAPL
9	$25,372	$828.41	$46,842	$76.69	$21.5K → AAPL
10	$28,047	$899.19	$55,542	$81.27	$27.5K → AAPL

UPS vs AAPL: Complete Analysis 2026

UPS — Industrials

UPS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UPS shares.

Full UPS Calculator →

AAPL — Technology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.