HomeCompareUPS vs HD

UPS vs HD: Dividend Comparison 2026

UPS yields 6.91% · HD yields 2.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UPS wins by $21.32M in total portfolio value
10 years
UPS
UPS
● Live price
6.91%
Share price
$94.96
Annual div
$6.56
5Y div CAGR
63.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.60M
Annual income
$17,853,988.84
Full UPS calculator →
HD
HD
● Live price
2.85%
Share price
$323.50
Annual div
$9.23
5Y div CAGR
53.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.0K
Annual income
$142,668.82
Full HD calculator →

Portfolio growth — UPS vs HD

📍 UPS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPSHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UPS + HD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPS pays
HD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPS
Annual income on $10K today (after 15% tax)
$587.23/yr
After 10yr DRIP, annual income (after tax)
$15,175,890.51/yr
HD
Annual income on $10K today (after 15% tax)
$242.52/yr
After 10yr DRIP, annual income (after tax)
$121,268.50/yr
At 15% tax rate, UPS beats the other by $15,054,622.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPS + HD for your $10,000?

UPS: 50%HD: 50%
100% HD50/50100% UPS
Portfolio after 10yr
$10.94M
Annual income
$8,998,328.83/yr
Blended yield
82.25%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HD right now

UPS
Analyst Ratings
2
Strong
18
Buy
21
Hold
4
Sell
Consensus: Hold
Price Target
$110.60
+16.5% upside vs current
Range: $85.00 — $128.00
Altman Z
2.9
Piotroski
7/9
HD
Analyst Ratings
1
Strong
37
Buy
20
Hold
4
Sell
Consensus: Buy
Price Target
$408.08
+26.1% upside vs current
Range: $320.00 — $454.00
Altman Z
5.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPS buys
0
HD buys
0
No recent congressional trades found for UPS or HD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPSHD
Forward yield6.91%2.85%
Annual dividend / share$6.56$9.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR63.4%53.4%
Portfolio after 10y$21.60M$279.0K
Annual income after 10y$17,853,988.84$142,668.82
Total dividends collected$21.26M$244.1K
Payment frequencyquarterlyquarterly
SectorIndustrialsConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$110.60$408.08

Year-by-year: UPS vs HD ($10,000, DRIP)

YearUPS PortfolioUPS Income/yrHD PortfolioHD Income/yrGap
1← crossover$11,829$1,128.85$11,138$437.68+$691.00UPS
2$14,696$2,039.15$12,616$698.86+$2.1KUPS
3$19,594$3,868.78$14,634$1,134.92+$5.0KUPS
4$28,842$7,876.90$17,546$1,887.33+$11.3KUPS
5$48,568$17,706.64$22,018$3,244.11+$26.6KUPS
6$97,500$45,532.94$29,396$5,836.38+$68.1KUPS
7$243,915$139,589.70$42,625$11,170.93+$201.3KUPS
8$794,268$533,278.88$68,831$23,222.23+$725.4KUPS
9$3,501,731$2,651,864.00$127,410$53,760.90+$3.37MUPS
10$21,600,841$17,853,988.84$278,997$142,668.82+$21.32MUPS

UPS vs HD: Complete Analysis 2026

UPSIndustrials

United Parcel Service, Inc. provides letter and package delivery, transportation, logistics, and related services. It operates through two segments, U.S. Domestic Package and International Package. The U.S. Domestic Package segment offers time-definite delivery of letters, documents, small packages, and palletized freight through air and ground services in the United States. The International Package segment provides guaranteed day and time-definite international shipping services in Europe, the Asia Pacific, Canada and Latin America, the Indian sub-continent, the Middle East, and Africa. This segment offers guaranteed time-definite express options. The company also provides international air and ocean freight forwarding, customs brokerage, distribution and post-sales, and mail and consulting services in approximately 200 countries and territories. In addition, it offers truckload brokerage services; supply chain solutions to the healthcare and life sciences industry; shipping, visibility, and billing technologies; and financial and insurance services. The company operates a fleet of approximately 121,000 package cars, vans, tractors, and motorcycles; and owns 59,000 containers that are used to transport cargo in its aircraft. United Parcel Service, Inc. was founded in 1907 and is headquartered in Atlanta, Georgia.

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HDConsumer Discretionary

The Home Depot, Inc. operates as a home improvement retailer. It operates The Home Depot stores that sell various building materials, home improvement products, lawn and garden products, and décor products, as well as facilities maintenance, repair, and operations products The company also offers installation services for flooring, cabinets and cabinet makeovers, countertops, furnaces and central air systems, and windows. In addition, it provides tool and equipment rental services. The company primarily serves homeowners; and professional renovators/remodelers, general contractors, maintenance professionals, handymen, property managers, building service contractors, and specialty tradesmen, such as electricians, plumbers, and painters. It also sells its products through websites, including homedepot.com; blinds.com, an online site for custom window coverings; and thecompanystore.com, an online site for textiles and décor products. As of December 31, 2021, the company operated 2,317 stores in the United States. The Home Depot, Inc. was incorporated in 1978 and is based in Atlanta, Georgia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.