Is URBDF or BTI a better dividend investment in 2026?

URBDF currently yields 1727.54% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: URBDF offers higher current income.

What is the dividend yield difference between URBDF and BTI?

URBDF has a forward dividend yield of 1727.54% ($6.56/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 1722.16 percentage points.

Home › Compare › URBDF vs BTI

URBDF vs BTI: Dividend Comparison 2026

URBDF yields 1727.54% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 URBDF wins by $2559293048.35M in total portfolio value

INVESTMENT

TIME HORIZON10 years

URBDF

● Live price

1727.54%

Share price

$0.38

Annual div

$6.56

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2559293048.38M

Annual income

$2,297,659,114,964,096.50

Full URBDF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — URBDF vs BTI

📍 URBDF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	URBDF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, URBDF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

URBDF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

URBDF

Annual income on $10K today (after 15% tax)

$146,841.30/yr

After 10yr DRIP, annual income (after tax)

$1,953,010,247,719,482.00/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, URBDF beats the other by $1,953,010,247,717,113.20/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of URBDF + BTI for your $10,000?

URBDF: 50%BTI: 50%

100% BTI50/50100% URBDF

Portfolio after 10yr

$1279646524.21M

Annual income

$1,148,829,557,483,441.50/yr

Blended yield

89.78%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

URBDF

No analyst data

Altman Z

-26.1

Piotroski

6/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

URBDF buys

BTI buys

No recent congressional trades found for URBDF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricURBDFBTI

Forward yield	1727.54% ✓	5.38%
Annual dividend / share	$6.56 ✓	$3.15
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$2559293048.38M ✓	$37.7K
Annual income after 10y	$2,297,659,114,964,096.50 ✓	$2,786.64
Total dividends collected	$2540496949.37M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: URBDF vs BTI ($10,000, DRIP)

Year	URBDF Portfolio	URBDF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$183,454	$172,754.47	$11,299	$598.92	+$172.2K → URBDF
2	$3,158,220	$2,961,923.46	$12,794	$703.91	+$3.15M → URBDF
3	$51,033,814	$47,654,519.22	$14,518	$829.07	+$51.02M → URBDF
4	$774,280,490	$719,674,308.43	$16,513	$978.64	+$774.26M → URBDF
5	$11,032,998,407	$10,204,518,283.26	$18,827	$1,157.84	+$11032.98M → URBDF
6	$147,700,462,200	$135,895,153,903.95	$21,518	$1,373.12	+$147700.44M → URBDF
7	$1,858,272,689,598	$1,700,233,195,044.17	$24,657	$1,632.46	+$1858272.66M → URBDF
8	$21,980,170,412,947	$19,991,818,635,077.44	$28,329	$1,945.74	+$21980170.38M → URBDF
9	$244,517,694,785,056	$220,998,912,443,202.80	$32,637	$2,325.33	+$244517694.75M → URBDF
10	$2,559,293,048,384,107	$2,297,659,114,964,096.50	$37,708	$2,786.64	+$2559293048.35M → URBDF

URBDF vs BTI: Complete Analysis 2026

URBDF — Stock

Urbi, Desarrollos Urbanos, S.A.B. de C.V. engages in the house development business in Mexico. It sells own and third-party housing projects, as well as land for real estate projects. The company was founded in 1981 and is based in Mexicali, Mexico.

Full URBDF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.