Is USARW or QYLD a better dividend investment in 2026?

USARW currently yields 181.82% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: USARW offers higher current income.

What is the dividend yield difference between USARW and QYLD?

USARW has a forward dividend yield of 181.82% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 169.90 percentage points.

Home › Compare › USARW vs QYLD

USARW vs QYLD: Dividend Comparison 2026

USARW yields 181.82% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USARW wins by $69.49M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USARW

● Live price

181.82%

Share price

$1.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$69.51M

Annual income

$33,388,080.18

Full USARW calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — USARW vs QYLD

📍 USARW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USARW	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USARW + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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USARW pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USARW

Annual income on $10K today (after 15% tax)

$15,454.55/yr

After 10yr DRIP, annual income (after tax)

$28,379,868.15/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, USARW beats the other by $28,375,057.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USARW + QYLD for your $10,000?

USARW: 50%QYLD: 50%

100% QYLD50/50100% USARW

Portfolio after 10yr

$34.77M

Annual income

$16,696,869.75/yr

Blended yield

48.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USARW buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSARWQYLD

Forward yield	181.82% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$69.51M ✓	$25.4K
Annual income after 10y	$33,388,080.18 ✓	$5,659.31
Total dividends collected	$65.15M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USARW vs QYLD ($10,000, DRIP)

Year	USARW Portfolio	USARW Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$28,882	$18,181.82	$10,352	$1,192.36	+$18.5K → USARW
2	$79,981	$49,077.01	$10,830	$1,347.57	+$69.2K → USARW
3	$212,594	$127,014.75	$11,460	$1,539.07	+$201.1K → USARW
4	$543,003	$315,527.24	$12,275	$1,777.84	+$530.7K → USARW
5	$1,334,202	$753,189.45	$13,323	$2,078.95	+$1.32M → USARW
6	$3,157,175	$1,729,577.94	$14,667	$2,463.34	+$3.14M → USARW
7	$7,203,193	$3,825,015.79	$16,396	$2,960.57	+$7.19M → USARW
8	$15,863,391	$8,155,975.05	$18,631	$3,612.97	+$15.84M → USARW
9	$33,760,443	$16,786,614.57	$21,548	$4,482.15	+$33.74M → USARW
10	$69,511,754	$33,388,080.18	$25,398	$5,659.31	+$69.49M → USARW

USARW vs QYLD: Complete Analysis 2026

USARW — Stock

USA Rare Earth, Inc. operates as a magnet manufacturing company. The Company develops a NdFeB magnet manufacturing, minerals supply, extraction, and processing plant. USA Rare Earth serves defense, automotive, aviation, industrial, medical, and consumer electronics industries in the United States.

Full USARW Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.