Is USARW or XYLD a better dividend investment in 2026?

USARW currently yields 181.82% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: USARW offers higher current income.

What is the dividend yield difference between USARW and XYLD?

USARW has a forward dividend yield of 181.82% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 170.84 percentage points.

Home › Compare › USARW vs XYLD

USARW vs XYLD: Dividend Comparison 2026

USARW yields 181.82% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USARW wins by $69.49M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USARW

● Live price

181.82%

Share price

$1.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$69.51M

Annual income

$33,388,080.18

Full USARW calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — USARW vs XYLD

📍 USARW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USARW	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USARW + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USARW pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USARW

Annual income on $10K today (after 15% tax)

$15,454.55/yr

After 10yr DRIP, annual income (after tax)

$28,379,868.15/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, USARW beats the other by $28,377,131.99/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USARW + XYLD for your $10,000?

USARW: 50%XYLD: 50%

100% XYLD50/50100% USARW

Portfolio after 10yr

$34.77M

Annual income

$16,695,649.60/yr

Blended yield

48.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USARW buys

XYLD buys

No recent congressional trades found for USARW or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSARWXYLD

Forward yield	181.82% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$69.51M ✓	$25.3K
Annual income after 10y	$33,388,080.18 ✓	$3,219.02
Total dividends collected	$65.15M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USARW vs XYLD ($10,000, DRIP)

Year	USARW Portfolio	USARW Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$28,882	$18,181.82	$10,818	$1,098.39	+$18.1K → USARW
2	$79,981	$49,077.01	$11,738	$1,222.51	+$68.2K → USARW
3	$212,594	$127,014.75	$12,774	$1,364.64	+$199.8K → USARW
4	$543,003	$315,527.24	$13,944	$1,527.86	+$529.1K → USARW
5	$1,334,202	$753,189.45	$15,270	$1,715.87	+$1.32M → USARW
6	$3,157,175	$1,729,577.94	$16,775	$1,933.09	+$3.14M → USARW
7	$7,203,193	$3,825,015.79	$18,490	$2,184.87	+$7.18M → USARW
8	$15,863,391	$8,155,975.05	$20,450	$2,477.63	+$15.84M → USARW
9	$33,760,443	$16,786,614.57	$22,697	$2,819.19	+$33.74M → USARW
10	$69,511,754	$33,388,080.18	$25,280	$3,219.02	+$69.49M → USARW

USARW vs XYLD: Complete Analysis 2026

USARW — Stock

USA Rare Earth, Inc. operates as a magnet manufacturing company. The Company develops a NdFeB magnet manufacturing, minerals supply, extraction, and processing plant. USA Rare Earth serves defense, automotive, aviation, industrial, medical, and consumer electronics industries in the United States.

Full USARW Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.