HomeCompareUSB vs BBY

USB vs BBY: Dividend Comparison 2026

USB yields 4.01% · BBY yields 5.96%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BBY wins by $77.73M in total portfolio value
10 years
USB
USB
● Live price
4.01%
Share price
$50.88
Annual div
$2.04
5Y div CAGR
19.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.9K
Annual income
$4,316.21
Full USB calculator →
BBY
BBY
● Live price
5.96%
Share price
$63.91
Annual div
$3.81
5Y div CAGR
73.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.78M
Annual income
$68,615,349.24
Full BBY calculator →

Portfolio growth — USB vs BBY

📍 BBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSBBBY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USB + BBY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USB pays
BBY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USB
Annual income on $10K today (after 15% tax)
$340.80/yr
After 10yr DRIP, annual income (after tax)
$3,668.78/yr
BBY
Annual income on $10K today (after 15% tax)
$506.73/yr
After 10yr DRIP, annual income (after tax)
$58,323,046.85/yr
At 15% tax rate, BBY beats the other by $58,319,378.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USB + BBY for your $10,000?

USB: 50%BBY: 50%
100% BBY50/50100% USB
Portfolio after 10yr
$38.91M
Annual income
$34,309,832.73/yr
Blended yield
88.18%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on USB right now

USB
Analyst Ratings
1
Strong
23
Buy
22
Hold
3
Sell
Consensus: Buy
Price Target
$60.14
+18.2% upside vs current
Range: $52.00 — $66.00
Altman Z
-0.3
Piotroski
6/9
BBY
Analyst Ratings
15
Buy
21
Hold
5
Sell
Consensus: Hold
Price Target
$77.89
+21.9% upside vs current
Range: $66.00 — $96.00
Altman Z
4.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USB buys
0
BBY buys
0
No recent congressional trades found for USB or BBY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSBBBY
Forward yield4.01%5.96%
Annual dividend / share$2.04$3.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.2%73.5%
Portfolio after 10y$40.9K$77.78M
Annual income after 10y$4,316.21$68,615,349.24
Total dividends collected$17.5K$77.02M
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Discretionary
Analyst consensusBuyHold
Analyst price target$60.14$77.89

Year-by-year: USB vs BBY ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrBBY PortfolioBBY Income/yrGap
1← crossover$11,178$477.92$11,734$1,034.32$556.00BBY
2$12,556$595.13$14,524$1,968.02$2.0KBBY
3$14,179$744.70$19,490$3,949.71$5.3KBBY
4$16,109$936.88$29,449$8,594.43$13.3KBBY
5$18,422$1,185.73$52,567$21,056.54$34.1KBBY
6$21,222$1,510.62$117,193$60,946.09$96.0KBBY
7$24,646$1,938.65$345,714$220,317.99$321.1KBBY
8$28,880$2,508.17$1,423,773$1,053,859.18$1.39MBBY
9$34,175$3,274.08$8,560,997$7,037,559.32$8.53MBBY
10$40,884$4,316.21$77,775,616$68,615,349.24$77.73MBBY

USB vs BBY: Complete Analysis 2026

USBFinancials

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

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BBYConsumer Discretionary

Best Buy Co., Inc. retails technology products in the United States and Canada. The company operates in two segments, Domestic and International. Its stores provide computing products, such as desktops, notebooks, and peripherals; mobile phones comprising related mobile network carrier commissions; networking products; tablets covering e-readers; smartwatches; and consumer electronics consisting of digital imaging, health and fitness, home theater, portable audio comprising headphones and portable speakers, and smart home products. The company's stores also offer appliances, such as dishwashers, laundry, ovens, refrigerators, blenders, coffee makers, and vacuums; entertainment products consisting of drones, peripherals, movies, music, and toys, as well as gaming hardware and software, and virtual reality and other software products; and other products, such as baby, food and beverage, luggage, outdoor living, and sporting goods. In addition, it provides consultation, delivery, design, health-related, installation, memberships, repair, set-up, technical support, and warranty-related services. The company offers its products through stores and websites under the Best Buy, Best Buy Ads, Best Buy Business, Best Buy Health, CST, Current Health, Geek Squad, Lively, Magnolia, Best Buy Mobile, Pacific Kitchen, Home, and Yardbird, as well as domain names bestbuy.com, currenthealth.com, lively.com, yardbird.com, and bestbuy.ca. As of January 30, 2022, it had 1,144 stores. The company was formerly known as Sound of Music, Inc. The company was incorporated in 1966 and is headquartered in Richfield, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.