HomeCompareUSB vs CDNS

USB vs CDNS: Dividend Comparison 2026

USB yields 4.01% · CDNS yields 0.74%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USB wins by $20.2K in total portfolio value
10 years
USB
USB
● Live price
4.01%
Share price
$50.88
Annual div
$2.04
5Y div CAGR
19.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.9K
Annual income
$4,316.21
Full USB calculator →
CDNS
CDNS
● Live price
0.74%
Share price
$270.88
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$77.46
Full CDNS calculator →

Portfolio growth — USB vs CDNS

📍 USB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSBCDNS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USB + CDNS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USB pays
CDNS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USB
Annual income on $10K today (after 15% tax)
$340.80/yr
After 10yr DRIP, annual income (after tax)
$3,668.78/yr
CDNS
Annual income on $10K today (after 15% tax)
$62.76/yr
After 10yr DRIP, annual income (after tax)
$65.84/yr
At 15% tax rate, USB beats the other by $3,602.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USB + CDNS for your $10,000?

USB: 50%CDNS: 50%
100% CDNS50/50100% USB
Portfolio after 10yr
$30.8K
Annual income
$2,196.84/yr
Blended yield
7.13%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CDNS right now

USB
Analyst Ratings
1
Strong
23
Buy
22
Hold
3
Sell
Consensus: Buy
Price Target
$60.14
+18.2% upside vs current
Range: $52.00 — $66.00
Altman Z
-0.3
Piotroski
6/9
CDNS
Analyst Ratings
25
Buy
4
Hold
1
Sell
Consensus: Buy
Price Target
$377.88
+39.5% upside vs current
Range: $275.00 — $418.00
Altman Z
10.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USB buys
0
CDNS buys
9
PoliticianChamberTickerTypeAmountDate
Michael McCaul🏢 House$CDNS▼ Sell$1,001 - $15,0002025-10-27
Val Hoyle🏢 House$CDNS▼ Sell$1,001 - $15,0002025-09-23
Ro Khanna🏢 House$CDNS▲ Buy$1,001 - $15,0002025-08-26
Gilbert Cisneros🏢 House$CDNS▼ Sell$1,001 - $15,0002025-08-05
Michael McCaul🏢 House$CDNS▼ Sell$15,001 - $50,0002025-06-16
Jefferson Shreve🏢 House$CDNS▼ Sell$50,001 - $100,0002025-05-12
Greg Landsman🏢 House$CDNS▼ Sell$1,001 - $15,0002025-03-27
Rob Bresnahan🏢 House$CDNS▲ Buy$1,001 - $15,0002025-03-17
Gilbert Cisneros🏢 House$CDNS▼ Sell$1,001 - $15,0002025-02-26
Rob Bresnahan🏢 House$CDNS▼ Sell$1,001 - $15,0002025-01-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSBCDNS
Forward yield4.01%0.74%
Annual dividend / share$2.04$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.2%0%
Portfolio after 10y$40.9K$20.7K
Annual income after 10y$4,316.21$77.46
Total dividends collected$17.5K$758.00
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusBuyBuy
Analyst price target$60.14$377.88

Year-by-year: USB vs CDNS ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrCDNS PortfolioCDNS Income/yrGap
1← crossover$11,178$477.92$10,774$73.83+$404.00USB
2$12,556$595.13$11,602$74.34+$954.00USB
3$14,179$744.70$12,489$74.82+$1.7KUSB
4$16,109$936.88$13,439$75.27+$2.7KUSB
5$18,422$1,185.73$14,455$75.70+$4.0KUSB
6$21,222$1,510.62$15,543$76.10+$5.7KUSB
7$24,646$1,938.65$16,708$76.47+$7.9KUSB
8$28,880$2,508.17$17,954$76.82+$10.9KUSB
9$34,175$3,274.08$19,288$77.15+$14.9KUSB
10$40,884$4,316.21$20,716$77.46+$20.2KUSB

USB vs CDNS: Complete Analysis 2026

USBFinancials

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Full USB Calculator →

CDNSTechnology

Cadence Design Systems, Inc. provides software, hardware, services, and reusable integrated circuit (IC) design blocks worldwide. The company offers functional verification services, including emulation and prototyping hardware. Its functional verification offering consists of JasperGold, a formal verification platform; Xcelium, a parallel logic simulation platform; Palladium, an enterprise emulation platform; and Protium, a prototyping platform for chip verification. The company also provides digital IC design and sign off products, including Genus logic synthesis and Joules RTL power solutions, as well as Modus software solution to reduce systems-on-chip design-for-test time; physical implementation tools, such as place and route, optimization, and multiple patterning preparation; and signoff products to signoff the design as ready for silicon manufacturing. In addition, it offers custom IC design and simulation products to create schematic and physical representations of circuits down to the transistor level for analog, mixed-signal, custom digital, memory, and radio frequency designs; and system design and analysis products to develop printed circuit boards and IC packages, as well as to analyze electromagnetic, electro-thermal, and other multi-physics effects. Further, the company provides intellectual property (IP) products comprising pre-verified and customizable functional blocks to integrate into customer's ICs; and verification IP and memory models to emulate and model the expected behavior and interaction of standard industry system interface protocols. Additionally, it offers services related to methodology, education, and hosted design solutions, as well as technical support and maintenance services. The company serves 5G communications, aerospace and defense, automotive, industrial and healthcare, mobile, consumer, and hyperscale computing markets. Cadence Design Systems, Inc. was incorporated in 1987 and is headquartered in San Jose, California.

Full CDNS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.