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USB vs DG: Dividend Comparison 2026

USB yields 4.01% · DG yields 2.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DG wins by $380.6K in total portfolio value· pulled ahead in Year 3
10 years
USB
USB
● Live price
4.01%
Share price
$50.88
Annual div
$2.04
5Y div CAGR
19.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.9K
Annual income
$4,316.21
Full USB calculator →
DG
DG
● Live price
2.00%
Share price
$117.83
Annual div
$2.36
5Y div CAGR
64.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$421.5K
Annual income
$251,965.62
Full DG calculator →

Portfolio growth — USB vs DG

📍 DG pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSBDG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USB + DG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USB pays
DG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USB
Annual income on $10K today (after 15% tax)
$340.80/yr
After 10yr DRIP, annual income (after tax)
$3,668.78/yr
DG
Annual income on $10K today (after 15% tax)
$170.25/yr
After 10yr DRIP, annual income (after tax)
$214,170.78/yr
At 15% tax rate, DG beats the other by $210,502.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USB + DG for your $10,000?

USB: 50%DG: 50%
100% DG50/50100% USB
Portfolio after 10yr
$231.2K
Annual income
$128,140.92/yr
Blended yield
55.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DG right now

USB
Analyst Ratings
1
Strong
23
Buy
22
Hold
3
Sell
Consensus: Buy
Price Target
$60.14
+18.2% upside vs current
Range: $52.00 — $66.00
Altman Z
-0.3
Piotroski
6/9
DG
Analyst Ratings
1
Strong
26
Buy
20
Hold
3
Sell
Consensus: Buy
Price Target
$145.00
+23.1% upside vs current
Range: $111.00 — $170.00
Altman Z
2.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USB buys
0
DG buys
0
No recent congressional trades found for USB or DG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSBDG
Forward yield4.01%2.00%
Annual dividend / share$2.04$2.36
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.2%64.6%
Portfolio after 10y$40.9K$421.5K
Annual income after 10y$4,316.21$251,965.62
Total dividends collected$17.5K$384.1K
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Staples
Analyst consensusBuyBuy
Analyst price target$60.14$145.00

Year-by-year: USB vs DG ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrDG PortfolioDG Income/yrGap
1$11,178$477.92$11,030$329.67+$148.00USB
2$12,556$595.13$12,361$559.36+$195.00USB
3← crossover$14,179$744.70$14,191$964.35$12.00DG
4$16,109$936.88$16,887$1,703.06$778.00DG
5$18,422$1,185.73$21,187$3,117.65$2.8KDG
6$21,222$1,510.62$28,687$6,017.05$7.5KDG
7$24,646$1,938.65$43,228$12,532.80$18.6KDG
8$28,880$2,508.17$75,306$29,051.78$46.4KDG
9$34,175$3,274.08$158,431$77,854.19$124.3KDG
10$40,884$4,316.21$421,487$251,965.62$380.6KDG

USB vs DG: Complete Analysis 2026

USBFinancials

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

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DGConsumer Staples

Dollar General Corporation, a discount retailer, provides various merchandise products in the southern, southwestern, Midwestern, and eastern United States. It offers consumable products, including paper and cleaning products, such as paper towels, bath tissues, paper dinnerware, trash and storage bags, disinfectants, and laundry products; packaged food comprising cereals, pasta, canned soups, fruits and vegetables, condiments, spices, sugar, and flour; and perishables that include milk, eggs, bread, refrigerated and frozen food, beer, and wine. The company's consumable products also comprise snacks, such as candies, cookies, crackers, salty snacks, and carbonated beverages; health and beauty products, including over-the-counter medicines and personal care products, such as soaps, body washes, shampoos, cosmetics, and dental hygiene and foot care products; pet supplies and pet food; and tobacco products. In addition, it offers seasonal products comprising holiday items, toys, batteries, small electronics, greeting cards, stationery, prepaid phones and accessories, gardening supplies, hardware, and automotive and home office supplies; and home products that include kitchen supplies, cookware, small appliances, light bulbs, storage containers, frames, candles, craft supplies and kitchen, and bed and bath soft goods. Further, the company provides apparel, which comprise casual everyday apparel for infants, toddlers, girls, boys, women, and men, as well as socks, underwear, disposable diapers, shoes, and accessories. As of February 25, 2022, it operated 18,190 stores in 47 states in the United States. The company was formerly known as J.L. Turner & Son, Inc. and changed its name to Dollar General Corporation in 1968. Dollar General Corporation was founded in 1939 and is based in Goodlettsville, Tennessee.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.