HomeCompareUSB vs HII

USB vs HII: Dividend Comparison 2026

USB yields 4.01% · HII yields 1.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USB wins by $10.4K in total portfolio value
10 years
USB
USB
● Live price
4.01%
Share price
$50.88
Annual div
$2.04
5Y div CAGR
19.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.9K
Annual income
$4,316.21
Full USB calculator →
HII
HII
● Live price
1.48%
Share price
$369.08
Annual div
$5.46
5Y div CAGR
27.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$2,464.27
Full HII calculator →

Portfolio growth — USB vs HII

📍 USB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSBHII
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USB + HII cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USB pays
HII pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USB
Annual income on $10K today (after 15% tax)
$340.80/yr
After 10yr DRIP, annual income (after tax)
$3,668.78/yr
HII
Annual income on $10K today (after 15% tax)
$125.75/yr
After 10yr DRIP, annual income (after tax)
$2,094.63/yr
At 15% tax rate, USB beats the other by $1,574.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USB + HII for your $10,000?

USB: 50%HII: 50%
100% HII50/50100% USB
Portfolio after 10yr
$35.7K
Annual income
$3,390.25/yr
Blended yield
9.51%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on USB right now

USB
Analyst Ratings
1
Strong
23
Buy
22
Hold
3
Sell
Consensus: Buy
Price Target
$60.14
+18.2% upside vs current
Range: $52.00 — $66.00
Altman Z
-0.3
Piotroski
6/9
HII
Analyst Ratings
12
Buy
14
Hold
1
Sell
Consensus: Hold
Price Target
$368.00
-0.3% upside vs current
Range: $264.00 — $421.00
Altman Z
3.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USB buys
0
HII buys
0
No recent congressional trades found for USB or HII in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSBHII
Forward yield4.01%1.48%
Annual dividend / share$2.04$5.46
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.2%27.9%
Portfolio after 10y$40.9K$30.4K
Annual income after 10y$4,316.21$2,464.27
Total dividends collected$17.5K$9.0K
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusBuyHold
Analyst price target$60.14$368.00

Year-by-year: USB vs HII ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrHII PortfolioHII Income/yrGap
1← crossover$11,178$477.92$10,889$189.21+$289.00USB
2$12,556$595.13$11,898$246.28+$658.00USB
3$14,179$744.70$13,052$321.65+$1.1KUSB
4$16,109$936.88$14,388$421.78+$1.7KUSB
5$18,422$1,185.73$15,951$555.75+$2.5KUSB
6$21,222$1,510.62$17,804$736.46+$3.4KUSB
7$24,646$1,938.65$20,032$982.58+$4.6KUSB
8$28,880$2,508.17$22,756$1,321.55+$6.1KUSB
9$34,175$3,274.08$26,144$1,794.47+$8.0KUSB
10$40,884$4,316.21$30,438$2,464.27+$10.4KUSB

USB vs HII: Complete Analysis 2026

USBFinancials

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

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HIIIndustrials

Huntington Ingalls Industries, Inc. engages in designing, building, overhauling, and repairing military ships in the United States. It operates through three segments: Ingalls Shipbuilding, Newport News Shipbuilding, and Technical Solutions. The company is involved in the design and construction of non-nuclear ships comprising amphibious assault ships; expeditionary warfare ships; surface combatants; and national security cutters for the U.S. Navy and U.S. Coast Guard. It also provides nuclear-powered ships, such as aircraft carriers and submarines, as well as refueling and overhaul, and inactivation services of ships. In addition, the company offers naval nuclear support services, including fleet services comprising design, construction, maintenance, and disposal activities for in-service the U.S. Navy nuclear ships; and maintenance services on nuclear reactor prototypes. Further, it provides life-cycle sustainment services to the U.S. Navy fleet and other maritime customers; high-end information technology and mission-based solutions for Department of Defense (DoD), intelligence, and federal civilian customers; nuclear management and operations and environmental management services for the Department of Energy, DoD, state and local governments, and private sector companies; defense and federal solutions; and unmanned systems. Huntington Ingalls Industries, Inc. was founded in 1886 and is headquartered in Newport News, Virginia.

Full HII Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.