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USB vs LIN: Dividend Comparison 2026

USB yields 4.01% · LIN yields 1.22%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LIN wins by $45.3K in total portfolio value· pulled ahead in Year 7
10 years
USB
USB
● Live price
4.01%
Share price
$50.88
Annual div
$2.04
5Y div CAGR
19.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.9K
Annual income
$4,316.21
Full USB calculator →
LIN
LIN
● Live price
1.22%
Share price
$499.26
Annual div
$6.10
5Y div CAGR
56.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$86.2K
Annual income
$30,605.92
Full LIN calculator →

Portfolio growth — USB vs LIN

📍 LIN pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSBLIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USB + LIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USB pays
LIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USB
Annual income on $10K today (after 15% tax)
$340.80/yr
After 10yr DRIP, annual income (after tax)
$3,668.78/yr
LIN
Annual income on $10K today (after 15% tax)
$103.85/yr
After 10yr DRIP, annual income (after tax)
$26,015.03/yr
At 15% tax rate, LIN beats the other by $22,346.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USB + LIN for your $10,000?

USB: 50%LIN: 50%
100% LIN50/50100% USB
Portfolio after 10yr
$63.5K
Annual income
$17,461.07/yr
Blended yield
27.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on LIN right now

USB
Analyst Ratings
1
Strong
23
Buy
22
Hold
3
Sell
Consensus: Buy
Price Target
$60.14
+18.2% upside vs current
Range: $52.00 — $66.00
Altman Z
-0.3
Piotroski
6/9
LIN
Analyst Ratings
24
Buy
4
Hold
Consensus: Buy
Price Target
$516.00
+3.4% upside vs current
Range: $490.00 — $550.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USB buys
0
LIN buys
0
No recent congressional trades found for USB or LIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSBLIN
Forward yield4.01%1.22%
Annual dividend / share$2.04$6.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.2%56.6%
Portfolio after 10y$40.9K$86.2K
Annual income after 10y$4,316.21$30,605.92
Total dividends collected$17.5K$61.3K
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyBuy
Analyst price target$60.14$516.00

Year-by-year: USB vs LIN ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrLIN PortfolioLIN Income/yrGap
1$11,178$477.92$10,891$191.34+$287.00USB
2$12,556$595.13$11,959$304.99+$597.00USB
3$14,179$744.70$13,286$490.11+$893.00USB
4$16,109$936.88$15,013$796.91+$1.1KUSB
5$18,422$1,185.73$17,382$1,317.92+$1.0KUSB
6$21,222$1,510.62$20,832$2,233.20+$390.00USB
7← crossover$24,646$1,938.65$26,207$3,917.11$1.6KLIN
8$28,880$2,508.17$35,254$7,212.18$6.4KLIN
9$34,175$3,274.08$51,920$14,199.14$17.7KLIN
10$40,884$4,316.21$86,161$30,605.92$45.3KLIN

USB vs LIN: Complete Analysis 2026

USBFinancials

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

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LINMaterials

Linde plc operates as an industrial gas and engineering company in North and South America, Europe, the Middle East, Africa, and the Asia Pacific. It offers atmospheric gases, including oxygen, nitrogen, argon, and rare gases; and process gases, such as carbon dioxide, helium, hydrogen, electronic gases, specialty gases, and acetylene. The company also designs and constructs turnkey process plants for third-party customers, as well as for the gas businesses in various locations, such as olefin, natural gas, air separation, hydrogen, and synthesis gas plants. It serves a range of industries, including healthcare, energy, manufacturing, food, beverage carbonation, fiber-optics, steel making, aerospace, chemicals, and water treatment. The company was founded in 1879 and is based in Woking, the United Kingdom.

Full LIN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.