HomeCompareUSB vs MCD

USB vs MCD: Dividend Comparison 2026

USB yields 4.00% · MCD yields 2.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 USB wins by $7.1K in total portfolio value
10 years
USB
USB
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USB calculator →
MCD
McDonald's Corporation
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — USB vs MCD

Annual dividend income

MetricUSBMCD
Forward yield4.00%2.27%
Annual dividend / share$2.00$6.68
Payout ratio50%72%
1-year div growth5%10%
5-year div CAGR5%8.5%
Portfolio after 10y$28.0K$21.0K
Annual income after 10y$899.19$652.30
Total dividends collected$6.4K$4.2K
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Discretionary

Year-by-year: USB vs MCD ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrMCD PortfolioMCD Income/yrGap
1$11,120$420.00$10,726$246.11+$394.00USB
2$12,357$458.31$11,514$273.29+$843.00USB
3$13,721$499.76$12,371$303.73+$1.4KUSB
4$15,227$544.58$13,302$337.85+$1.9KUSB
5$16,885$593.02$14,317$376.12+$2.6KUSB
6$18,713$645.34$15,423$419.10+$3.3KUSB
7$20,724$701.81$16,631$467.42+$4.1KUSB
8$22,938$762.73$17,951$521.82+$5.0KUSB
9$25,372$828.41$19,396$583.12+$6.0KUSB
10$28,047$899.19$20,979$652.30+$7.1KUSB

USB vs MCD: Complete Analysis 2026

USBFinancials

USB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USB shares.

Full USB Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

Frequently Asked Questions

Is USB or MCD better for dividend income in 2026?
USB currently offers a 4.00% yield (2.00/share/year) while MCD offers 2.27% (6.68/share/year). USB provides higher current income. However, MCD has grown its dividend faster (8.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in USB vs MCD earn per year?
With $10,000 invested today: USB pays approximately $400/year. MCD pays approximately $227/year. With DRIP reinvestment over 10 years, these grow to $899/year (USB) and $652/year (MCD).
Does USB or MCD pay monthly dividends?
USB pays quarterly dividends. MCD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this USB vs MCD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

USB vs SCHDUSB vs JEPIUSB vs OUSB vs KOUSB vs MAINUSB vs YUMUSB vs QSRUSB vs SBUXMCD vs KOMCD vs YUMMCD vs QSRMCD vs SBUX

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.