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USB vs MSFT: Dividend Comparison 2026

USB yields 4.00% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $48.8K in total portfolio value
10 years
USB
USB
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USB calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — USB vs MSFT

Annual dividend income

MetricUSBMSFT
Forward yield4.00%0.72%
Annual dividend / share$2.00$3.00
Payout ratio50%24%
1-year div growth5%10.5%
5-year div CAGR5%10.2%
Portfolio after 10y$28.0K$76.9K
Annual income after 10y$899.19$198.68
Total dividends collected$6.4K$1.3K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology

Year-by-year: USB vs MSFT ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrMSFT PortfolioMSFT Income/yrGap
1$11,120$420.00$12,290$79.62$1.2KMSFT
2$12,357$458.31$15,094$88.32$2.7KMSFT
3$13,721$499.76$18,528$97.90$4.8KMSFT
4$15,227$544.58$22,731$108.46$7.5KMSFT
5$16,885$593.02$27,874$120.09$11.0KMSFT
6$18,713$645.34$34,167$132.92$15.5KMSFT
7$20,724$701.81$41,865$147.05$21.1KMSFT
8$22,938$762.73$51,280$162.62$28.3KMSFT
9$25,372$828.41$62,793$179.77$37.4KMSFT
10$28,047$899.19$76,869$198.68$48.8KMSFT

USB vs MSFT: Complete Analysis 2026

USBFinancials

USB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USB shares.

Full USB Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is USB or MSFT better for dividend income in 2026?
USB currently offers a 4.00% yield (2.00/share/year) while MSFT offers 0.72% (3.00/share/year). USB provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in USB vs MSFT earn per year?
With $10,000 invested today: USB pays approximately $400/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $899/year (USB) and $199/year (MSFT).
Does USB or MSFT pay monthly dividends?
USB pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.