Is USCRX or HDV a better dividend investment in 2026?

USCRX currently yields 10.64% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: USCRX offers higher current income.

What is the dividend yield difference between USCRX and HDV?

USCRX has a forward dividend yield of 10.64% ($2.86/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 7.72 percentage points.

Home › Compare › USCRX vs HDV

USCRX vs HDV: Dividend Comparison 2026

USCRX yields 10.64% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USCRX wins by $16.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USCRX

● Live price

10.64%

Share price

$26.90

Annual div

$2.86

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.4K

Annual income

$2,072.24

Full USCRX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — USCRX vs HDV

📍 USCRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USCRX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USCRX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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USCRX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USCRX

Annual income on $10K today (after 15% tax)

$904.11/yr

After 10yr DRIP, annual income (after tax)

$1,761.40/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, USCRX beats the other by $1,462.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USCRX + HDV for your $10,000?

USCRX: 50%HDV: 50%

100% HDV50/50100% USCRX

Portfolio after 10yr

$32.3K

Annual income

$1,211.98/yr

Blended yield

3.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USCRX buys

HDV buys

No recent congressional trades found for USCRX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSCRXHDV

Forward yield	10.64% ✓	2.92%
Annual dividend / share	$2.86	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.4K ✓	$24.3K
Annual income after 10y	$2,072.24 ✓	$351.71
Total dividends collected	$15.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USCRX vs HDV ($10,000, DRIP)

Year	USCRX Portfolio	USCRX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,764	$1,063.66	$11,002	$291.67	+$762.00 → USCRX
2	$13,757	$1,169.39	$12,082	$299.61	+$1.7K → USCRX
3	$15,997	$1,278.03	$13,247	$307.23	+$2.8K → USCRX
4	$18,506	$1,389.00	$14,503	$314.52	+$4.0K → USCRX
5	$21,303	$1,501.71	$15,854	$321.50	+$5.4K → USCRX
6	$24,410	$1,615.60	$17,308	$328.15	+$7.1K → USCRX
7	$27,849	$1,730.11	$18,871	$334.49	+$9.0K → USCRX
8	$31,643	$1,844.71	$20,551	$340.53	+$11.1K → USCRX
9	$35,817	$1,958.91	$22,357	$346.27	+$13.5K → USCRX
10	$40,397	$2,072.24	$24,296	$351.71	+$16.1K → USCRX

USCRX vs HDV: Complete Analysis 2026

USCRX — Stock

The fund invests in equity securities, bonds, money market instruments, and other instruments including derivatives. It has a target asset class allocation of approximately 60% equity securities and 40% fixed-income securities. The actual asset class allocation can deviate from time to time from these targets as market conditions warrant. The implementation of the asset allocation may involve the extensive use of equity and fixed-income ETFs. The fund also may invest in investment-grade and below-investment-grade fixed-income securities.

Full USCRX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.