HomeCompareUSGDF vs JEPI

USGDF vs JEPI: Dividend Comparison 2026

USGDF yields 4.00% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $163.00 in total portfolio value
10 years
USGDF
USGDF
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USGDF calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — USGDF vs JEPI

Annual dividend income

MetricUSGDFJEPI
Forward yield4.00%7.21%
Annual dividend / share$2.00$3.98
Payout ratio50%72%
1-year div growth5%-3.2%
5-year div CAGR5%2.1%
Portfolio after 10y$28.0K$28.2K
Annual income after 10y$899.19$1,567.15
Total dividends collected$6.4K$11.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USGDF vs JEPI ($10,000, DRIP)

YearUSGDF PortfolioUSGDF Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,120$420.00$11,156$736.16$36.00JEPI
2$12,357$458.31$12,429$804.72$72.00JEPI
3$13,721$499.76$13,830$878.49$109.00JEPI
4$15,227$544.58$15,369$957.78$142.00JEPI
5$16,885$593.02$17,057$1,042.88$172.00JEPI
6$18,713$645.34$18,907$1,134.13$194.00JEPI
7$20,724$701.81$20,933$1,231.83$209.00JEPI
8$22,938$762.73$23,149$1,336.34$211.00JEPI
9$25,372$828.41$25,569$1,447.99$197.00JEPI
10$28,047$899.19$28,210$1,567.15$163.00JEPI

USGDF vs JEPI: Complete Analysis 2026

USGDFStock

USGDF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USGDF shares.

Full USGDF Calculator →

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is USGDF or JEPI better for dividend income in 2026?
USGDF currently offers a 4.00% yield (2.00/share/year) while JEPI offers 7.21% (3.98/share/year). JEPI provides higher current income. However, USGDF has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in USGDF vs JEPI earn per year?
With $10,000 invested today: USGDF pays approximately $400/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $899/year (USGDF) and $1,567/year (JEPI).
Does USGDF or JEPI pay monthly dividends?
USGDF pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this USGDF vs JEPI comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

USGDF vs SCHDUSGDF vs OUSGDF vs KOUSGDF vs MAINUSGDF vs JEPQUSGDF vs XYLDUSGDF vs DIVOUSGDF vs QYLDJEPI vs JEPQJEPI vs XYLDJEPI vs DIVOJEPI vs SCHD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.