HomeCompareUSI vs DIVO

USI vs DIVO: Dividend Comparison 2026

USI yields 8.27% · DIVO yields 6.62%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USI wins by $3.6K in total portfolio value
10 years
USI
USI
● Live price
8.27%
Share price
$24.18
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.6K
Annual income
$1,395.35
Full USI calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — USI vs DIVO

📍 USI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSIDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USI + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USI pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USI
Annual income on $10K today (after 15% tax)
$703.06/yr
After 10yr DRIP, annual income (after tax)
$1,186.05/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, USI beats the other by $328.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USI + DIVO for your $10,000?

USI: 50%DIVO: 50%
100% DIVO50/50100% USI
Portfolio after 10yr
$32.8K
Annual income
$1,201.92/yr
Blended yield
3.67%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USI buys
0
DIVO buys
0
No recent congressional trades found for USI or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSIDIVO
Forward yield8.27%6.62%
Annual dividend / share$2.00$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.6K$31.0K
Annual income after 10y$1,395.35$1,008.47
Total dividends collected$11.1K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USI vs DIVO ($10,000, DRIP)

YearUSI PortfolioUSI Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,527$827.13$11,362$661.96+$165.00USI
2$13,225$891.07$12,860$702.91+$365.00USI
3$15,106$955.44$14,504$743.56+$602.00USI
4$17,184$1,019.95$16,303$783.73+$881.00USI
5$19,471$1,084.31$18,268$823.31+$1.2KUSI
6$21,982$1,148.26$20,408$862.17+$1.6KUSI
7$24,732$1,211.55$22,737$900.20+$2.0KUSI
8$27,738$1,273.95$25,266$937.31+$2.5KUSI
9$31,015$1,335.28$28,008$973.42+$3.0KUSI
10$34,581$1,395.35$30,977$1,008.47+$3.6KUSI

USI vs DIVO: Complete Analysis 2026

USIStock

The fund is an actively managed exchange-traded fund ("ETF") that seeks to achieve its investment objective by investing, under normal circumstances, at least 80% of its net assets, plus any borrowings for investment purposes, in investment-grade bonds and other fixed income securities. The fund invests in fixed- and floating-rate securities. Under normal circumstances, the fund maintains an average effective maturity of three years or less and an average portfolio duration of one year or less.

Full USI Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.