HomeCompareUSI vs JEPI

USI vs JEPI: Dividend Comparison 2026

USI yields 8.27% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USI wins by $5.6K in total portfolio value
10 years
USI
USI
● Live price
8.27%
Share price
$24.18
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.6K
Annual income
$1,395.35
Full USI calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — USI vs JEPI

📍 USI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSIJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USI + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USI pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USI
Annual income on $10K today (after 15% tax)
$703.06/yr
After 10yr DRIP, annual income (after tax)
$1,186.05/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $113.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USI + JEPI for your $10,000?

USI: 50%JEPI: 50%
100% JEPI50/50100% USI
Portfolio after 10yr
$31.8K
Annual income
$1,461.99/yr
Blended yield
4.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USI buys
0
JEPI buys
0
No recent congressional trades found for USI or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSIJEPI
Forward yield8.27%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.6K$29.0K
Annual income after 10y$1,395.35$1,528.62
Total dividends collected$11.1K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USI vs JEPI ($10,000, DRIP)

YearUSI PortfolioUSI Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,527$827.13$11,260$840.19+$267.00USI
2$13,225$891.07$12,641$907.94+$584.00USI
3$15,106$955.44$14,150$978.20+$956.00USI
4$17,184$1,019.95$15,795$1,050.85+$1.4KUSI
5$19,471$1,084.31$17,584$1,125.74+$1.9KUSI
6$21,982$1,148.26$19,526$1,202.74+$2.5KUSI
7$24,732$1,211.55$21,628$1,281.69+$3.1KUSI
8$27,738$1,273.95$23,898$1,362.43+$3.8KUSI
9$31,015$1,335.28$26,347$1,444.79+$4.7KUSI
10$34,581$1,395.35$28,982$1,528.62+$5.6KUSI

USI vs JEPI: Complete Analysis 2026

USIStock

The fund is an actively managed exchange-traded fund ("ETF") that seeks to achieve its investment objective by investing, under normal circumstances, at least 80% of its net assets, plus any borrowings for investment purposes, in investment-grade bonds and other fixed income securities. The fund invests in fixed- and floating-rate securities. Under normal circumstances, the fund maintains an average effective maturity of three years or less and an average portfolio duration of one year or less.

Full USI Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.