Is USIG or EPRT a better dividend investment in 2026?

USIG currently yields 4.70% with a 5% 5-year dividend growth rate. EPRT yields 3.92% with 5% growth. The better choice depends on your goal: USIG offers higher current income.

What is the dividend yield difference between USIG and EPRT?

USIG has a forward dividend yield of 4.70% ($2.40/share annually). EPRT yields 3.92% ($1.21/share annually). The yield gap is 0.78 percentage points.

Home › Compare › USIG vs EPRT

USIG vs EPRT: Dividend Comparison 2026

USIG yields 4.70% · EPRT yields 3.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EPRT wins by $36.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USIG

● Live price

4.70%

Share price

$50.97

Annual div

$2.40

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.2K

Annual income

$635.15

Full USIG calculator →

EPRT

● Live price

3.92%

Share price

$30.77

Annual div

$1.21

5Y div CAGR

29%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.4K

Annual income

$12,840.73

Full EPRT calculator →

Portfolio growth — USIG vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USIG	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USIG + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USIG pays

EPRT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USIG

Annual income on $10K today (after 15% tax)

$399.55/yr

After 10yr DRIP, annual income (after tax)

$539.88/yr

EPRT

Annual income on $10K today (after 15% tax)

$332.87/yr

After 10yr DRIP, annual income (after tax)

$10,914.62/yr

At 15% tax rate, EPRT beats the other by $10,374.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USIG + EPRT for your $10,000?

USIG: 50%EPRT: 50%

100% EPRT50/50100% USIG

Portfolio after 10yr

$45.3K

Annual income

$6,737.93/yr

Blended yield

14.87%

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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

USIG

No analyst data

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

+15.4% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USIG buys

EPRT buys

Politician	Chamber	Ticker	Type	Amount	Date
Tommy Tuberville	🏛 Senate	$USIG	▲ Buy	$50,001 - $100,000	2025-04-15

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSIGEPRT

Forward yield	4.70% ✓	3.92%
Annual dividend / share	$2.40 ✓	$1.21
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	29% ✓
Portfolio after 10y	$27.2K	$63.4K ✓
Annual income after 10y	$635.15	$12,840.73 ✓
Total dividends collected	$5.6K	$37.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: USIG vs EPRT ($10,000, DRIP)

Year	USIG Portfolio	USIG Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1← crossover	$11,170	$470.05	$11,205	$505.18	$35.00 → EPRT
2	$12,443	$490.70	$12,672	$682.46	$229.00 → EPRT
3	$13,825	$510.85	$14,490	$930.48	$665.00 → EPRT
4	$15,323	$530.45	$16,786	$1,282.69	$1.5K → EPRT
5	$16,945	$549.47	$19,753	$1,791.56	$2.8K → EPRT
6	$18,699	$567.89	$23,677	$2,541.64	$5.0K → EPRT
7	$20,593	$585.68	$29,008	$3,672.99	$8.4K → EPRT
8	$22,638	$602.82	$36,463	$5,425.08	$13.8K → EPRT
9	$24,842	$619.31	$47,238	$8,221.57	$22.4K → EPRT
10	$27,216	$635.15	$63,385	$12,840.73	$36.2K → EPRT

USIG vs EPRT: Complete Analysis 2026

USIG — Stock

The iShares Broad USD Investment Grade Corporate Bond ETF seeks to track the investment results of an index composed of U.S. dollar-denominated investment-grade corporate bonds.

Full USIG Calculator →

EPRT — REIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.