HomeCompareUSMAX vs JEPI

USMAX vs JEPI: Dividend Comparison 2026

USMAX yields 17.26% · JEPI yields 8.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USMAX wins by $19968328.52M in total portfolio value
10 years
USMAX
USMAX
● Live price
17.26%
Share price
$11.59
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19968328.55M
Annual income
$19,748,479,334,663.05
Full USMAX calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — USMAX vs JEPI

📍 USMAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMAXJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USMAX + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USMAX pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMAX
Annual income on $10K today (after 15% tax)
$1,466.78/yr
After 10yr DRIP, annual income (after tax)
$16,786,207,434,463.59/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, USMAX beats the other by $16,786,207,433,125.97/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of USMAX + JEPI for your $10,000?

USMAX: 50%JEPI: 50%
100% JEPI50/50100% USMAX
Portfolio after 10yr
$9984164.29M
Annual income
$9,874,239,668,118.36/yr
Blended yield
98.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMAX buys
0
JEPI buys
0
No recent congressional trades found for USMAX or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMAXJEPI
Forward yield17.26%8.56%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$19968328.55M$29.3K
Annual income after 10y$19,748,479,334,663.05$1,573.67
Total dividends collected$19953661.60M$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USMAX vs JEPI ($10,000, DRIP)

YearUSMAX PortfolioUSMAX Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$14,151$3,451.25$11,276$855.74+$2.9KUSMAX
2$24,271$9,128.88$12,675$926.02+$11.6KUSMAX
3$55,235$29,265.21$14,207$999.01+$41.0KUSMAX
4$183,590$124,488.33$15,878$1,074.57+$167.7KUSMAX
5$969,851$773,409.74$17,697$1,152.57+$952.2KUSMAX
6$8,674,560$7,636,819.35$19,674$1,232.87+$8.65MUSMAX
7$136,955,435$127,673,656.70$21,815$1,315.29+$136.93MUSMAX
8$3,914,268,682$3,767,726,365.98$24,131$1,399.68+$3914.24MUSMAX
9$205,466,556,604$201,278,289,114.81$26,630$1,485.86+$205466.53MUSMAX
10$19,968,328,550,230$19,748,479,334,663.05$29,323$1,573.67+$19968328.52MUSMAX

USMAX vs JEPI: Complete Analysis 2026

USMAXStock

The investment seeks long-term capital appreciation, with emphasis on the protection of capital during unfavorable market conditions. The fund will invest at least 80% of its net assets (plus any borrowings made for investment purposes) in investments that are tied economically to the U.S. It pursues its investment goal primarily through investments in equity securities that broadly represent the U.S. equities market; derivative instruments related to the U.S. equities market; and fixed income securities (including money market and other short-term or variable-rate, high quality securities and related ETFs).

Full USMAX Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.