Is USMAX or QYLD a better dividend investment in 2026?

USMAX currently yields 17.26% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: USMAX offers higher current income.

What is the dividend yield difference between USMAX and QYLD?

USMAX has a forward dividend yield of 17.26% ($2.00/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 5.02 percentage points.

Home › Compare › USMAX vs QYLD

USMAX vs QYLD: Dividend Comparison 2026

USMAX yields 17.26% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USMAX wins by $19968328.52M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USMAX

● Live price

17.26%

Share price

$11.59

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19968328.55M

Annual income

$19,748,479,334,663.05

Full USMAX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — USMAX vs QYLD

📍 USMAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USMAX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USMAX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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USMAX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMAX

Annual income on $10K today (after 15% tax)

$1,466.78/yr

After 10yr DRIP, annual income (after tax)

$16,786,207,434,463.59/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, USMAX beats the other by $16,786,207,429,330.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USMAX + QYLD for your $10,000?

USMAX: 50%QYLD: 50%

100% QYLD50/50100% USMAX

Portfolio after 10yr

$9984164.29M

Annual income

$9,874,239,670,350.95/yr

Blended yield

98.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMAX buys

QYLD buys

No recent congressional trades found for USMAX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSMAXQYLD

Forward yield	17.26% ✓	12.24%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$19968328.55M ✓	$26.5K
Annual income after 10y	$19,748,479,334,663.05 ✓	$6,038.84
Total dividends collected	$19953661.60M ✓	$28.5K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USMAX vs QYLD ($10,000, DRIP)

Year	USMAX Portfolio	USMAX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$14,151	$3,451.25	$10,384	$1,224.49	+$3.8K → USMAX
2	$24,271	$9,128.88	$10,900	$1,388.18	+$13.4K → USMAX
3	$55,235	$29,265.21	$11,576	$1,590.76	+$43.7K → USMAX
4	$183,590	$124,488.33	$12,447	$1,844.20	+$171.1K → USMAX
5	$969,851	$773,409.74	$13,567	$2,164.97	+$956.3K → USMAX
6	$8,674,560	$7,636,819.35	$15,003	$2,576.05	+$8.66M → USMAX
7	$136,955,435	$127,673,656.70	$16,853	$3,110.04	+$136.94M → USMAX
8	$3,914,268,682	$3,767,726,365.98	$19,251	$3,813.85	+$3914.25M → USMAX
9	$205,466,556,604	$201,278,289,114.81	$22,390	$4,756.08	+$205466.53M → USMAX
10	$19,968,328,550,230	$19,748,479,334,663.05	$26,548	$6,038.84	+$19968328.52M → USMAX

USMAX vs QYLD: Complete Analysis 2026

USMAX — Stock

The investment seeks long-term capital appreciation, with emphasis on the protection of capital during unfavorable market conditions. The fund will invest at least 80% of its net assets (plus any borrowings made for investment purposes) in investments that are tied economically to the U.S. It pursues its investment goal primarily through investments in equity securities that broadly represent the U.S. equities market; derivative instruments related to the U.S. equities market; and fixed income securities (including money market and other short-term or variable-rate, high quality securities and related ETFs).

Full USMAX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.