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USMT vs JEPQ: Dividend Comparison 2026

USMT yields 2.54% · JEPQ yields 11.47%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $22.3K in total portfolio value
10 years
USMT
USMT
● Live price
2.54%
Share price
$5.11
Annual div
$0.13
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$299.80
Full USMT calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.47%
Share price
$53.77
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.8K
Annual income
$2,269.18
Full JEPQ calculator →

Portfolio growth — USMT vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMTJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USMT + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USMT pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMT
Annual income on $10K today (after 15% tax)
$216.24/yr
After 10yr DRIP, annual income (after tax)
$254.83/yr
JEPQ
Annual income on $10K today (after 15% tax)
$974.55/yr
After 10yr DRIP, annual income (after tax)
$1,928.80/yr
At 15% tax rate, JEPQ beats the other by $1,673.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USMT + JEPQ for your $10,000?

USMT: 50%JEPQ: 50%
100% JEPQ50/50100% USMT
Portfolio after 10yr
$34.6K
Annual income
$1,284.49/yr
Blended yield
3.71%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMT buys
0
JEPQ buys
0
No recent congressional trades found for USMT or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMTJEPQ
Forward yield2.54%11.47%
Annual dividend / share$0.13$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.5K$45.8K
Annual income after 10y$299.80$2,269.18
Total dividends collected$2.8K$17.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USMT vs JEPQ ($10,000, DRIP)

YearUSMT PortfolioUSMT Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,954$254.40$11,967$1,146.53$1.0KJEPQ
2$11,982$260.45$14,216$1,268.02$2.2KJEPQ
3$13,087$266.24$16,774$1,392.20$3.7KJEPQ
4$14,274$271.77$19,667$1,518.21$5.4KJEPQ
5$15,551$277.04$22,925$1,645.21$7.4KJEPQ
6$16,921$282.07$26,578$1,772.40$9.7KJEPQ
7$18,393$286.85$30,656$1,899.04$12.3KJEPQ
8$19,972$291.39$35,194$2,024.45$15.2KJEPQ
9$21,665$295.71$40,228$2,148.01$18.6KJEPQ
10$23,482$299.80$45,796$2,269.18$22.3KJEPQ

USMT vs JEPQ: Complete Analysis 2026

USMTStock

US Metro Bancorp, Inc. operates as the bank holding company for US Metro Bank that provides various banking services to commercial business and individual consumers. The company's deposit products include checking, savings, money market, and certificate of deposit accounts, as well as treasury management services. It also offers real estate, business term and lines of credit, and small business administration loans, as well as construction and warehouse lending services. In addition, the company provides online and mobile banking, ATM, telebanc, and wire transfer services, as well as safe deposit box and debit card services. As of August 24, 2021, it operated five branches in Southern California; and loan production offices in Dallas, Seattle, New York, and Atlanta. The company was founded in 2006 and is headquartered in Garden Grove, California.

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JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.