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USNZY vs BTI: Dividend Comparison 2026

USNZY yields 4.10% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $16.9K in total portfolio value
10 years
USNZY
USNZY
● Live price
4.10%
Share price
$1.22
Annual div
$0.05
5Y div CAGR
-38.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$3.35
Full USNZY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — USNZY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSNZYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USNZY + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
USNZY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USNZY
Annual income on $10K today (after 15% tax)
$348.36/yr
After 10yr DRIP, annual income (after tax)
$2.85/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,365.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USNZY + BTI for your $10,000?

USNZY: 50%BTI: 50%
100% BTI50/50100% USNZY
Portfolio after 10yr
$29.2K
Annual income
$1,395.00/yr
Blended yield
4.77%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

USNZY
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
1.7
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USNZY buys
0
BTI buys
0
No recent congressional trades found for USNZY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSNZYBTI
Forward yield4.10%5.38% ✓
Annual dividend / share$0.05$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-38.5%11.3% ✓
Portfolio after 10y$20.8K$37.7K ✓
Annual income after 10y$3.35$2,786.64 ✓
Total dividends collected$664.00 ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: USNZY vs BTI ($10,000, DRIP)

YearUSNZY PortfolioUSNZY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,952$252.05$11,299$598.92$347.00 → BTI
2$11,877$158.66$12,794$703.91$917.00 → BTI
3$12,808$98.90$14,518$829.07$1.7K → BTI
4$13,765$61.30$16,513$978.64$2.7K → BTI
5$14,767$37.87$18,827$1,157.84$4.1K → BTI
6$15,824$23.35$21,518$1,373.12$5.7K → BTI
7$16,946$14.38$24,657$1,632.46$7.7K → BTI
8$18,141$8.85$28,329$1,945.74$10.2K → BTI
9$19,416$5.45$32,637$2,325.33$13.2K → BTI
10$20,779$3.35$37,708$2,786.64$16.9K → BTI

USNZY vs BTI: Complete Analysis 2026

USNZY — Stock

Usinas Siderúrgicas de Minas Gerais S.A. manufactures and markets flat steel products in Brazil and internationally. The company operates through four segments: Mining and Logistics, Steel Metallurgy, Steel Transformation, and Capital Assets. It extracts and process iron ore, such as pellet and sinter feed and, granulated iron ore; develops steel product solutions; and operates as a distribution center and trading company. The company manufactures and installs equipment for various industries; and engages in the provision of services related to road cargo transportation. It also offers stamped steel parts for the automobile industry; and products for the construction and capital goods industry, as well as engages in logistics business and produces hot-rolled galvanized steel sheets and coils. In addition, the company provides technology transfer services for steel industry; project management and services for civil construction and capital goods industry; road transportation of flat steel; hot-dip galvanizing services; and texturing and chrome plating of cylinders. Usinas Siderúrgicas de Minas Gerais S.A. was founded in 1950 and is headquartered in Belo Horizonte, Brazil.

Full USNZY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.