HomeCompareUSO vs MAIN

USO vs MAIN: Dividend Comparison 2026

USO yields 4.00% · MAIN yields 8.41% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $29.1K in total portfolio value
10 years
USO
USO
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USO calculator →
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →

Portfolio growth — USO vs MAIN

Annual dividend income

MetricUSOMAIN
Forward yield4.00%8.41%
Annual dividend / share$2.00$4.44
Payout ratio50%82%
1-year div growth5%3.7%
5-year div CAGR5%5.1%
Portfolio after 10y$28.0K$57.2K
Annual income after 10y$899.19$2,355.47
Total dividends collected$6.4K$15.5K
Payment frequencyquarterlymonthly
SectorETFBDC

Year-by-year: USO vs MAIN ($10,000, DRIP)

YearUSO PortfolioUSO Income/yrMAIN PortfolioMAIN Income/yrGap
1$11,120$420.00$12,124$883.80$1.0KMAIN
2$12,357$458.31$14,629$1,001.91$2.3KMAIN
3$13,721$499.76$17,573$1,130.42$3.9KMAIN
4$15,227$544.58$21,022$1,269.75$5.8KMAIN
5$16,885$593.02$25,049$1,420.29$8.2KMAIN
6$18,713$645.34$29,738$1,582.45$11.0KMAIN
7$20,724$701.81$35,182$1,756.64$14.5KMAIN
8$22,938$762.73$41,488$1,943.25$18.6KMAIN
9$25,372$828.41$48,775$2,142.72$23.4KMAIN
10$28,047$899.19$57,179$2,355.47$29.1KMAIN

USO vs MAIN: Complete Analysis 2026

USOETF

USO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USO shares.

Full USO Calculator →

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

Frequently Asked Questions

Is USO or MAIN better for dividend income in 2026?
USO currently offers a 4.00% yield (2.00/share/year) while MAIN offers 8.41% (4.44/share/year). MAIN provides higher current income. However, MAIN has grown its dividend faster (5.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in USO vs MAIN earn per year?
With $10,000 invested today: USO pays approximately $400/year. MAIN pays approximately $841/year. With DRIP reinvestment over 10 years, these grow to $899/year (USO) and $2,355/year (MAIN).
Does USO or MAIN pay monthly dividends?
USO pays quarterly dividends. MAIN pays monthly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this USO vs MAIN comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

USO vs SCHDUSO vs JEPIUSO vs OUSO vs KOUSO vs ARCCUSO vs HTGCUSO vs GBDCUSO vs ORCCMAIN vs ARCCMAIN vs HTGCMAIN vs GBDCMAIN vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.