HomeCompareUSPCY vs JEPI

USPCY vs JEPI: Dividend Comparison 2026

USPCY yields 4.00% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $163.00 in total portfolio value
10 years
USPCY
USPCY
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USPCY calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — USPCY vs JEPI

Annual dividend income

MetricUSPCYJEPI
Forward yield4.00%7.21%
Annual dividend / share$2.00$3.98
Payout ratio50%72%
1-year div growth5%-3.2%
5-year div CAGR5%2.1%
Portfolio after 10y$28.0K$28.2K
Annual income after 10y$899.19$1,567.15
Total dividends collected$6.4K$11.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USPCY vs JEPI ($10,000, DRIP)

YearUSPCY PortfolioUSPCY Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,120$420.00$11,156$736.16$36.00JEPI
2$12,357$458.31$12,429$804.72$72.00JEPI
3$13,721$499.76$13,830$878.49$109.00JEPI
4$15,227$544.58$15,369$957.78$142.00JEPI
5$16,885$593.02$17,057$1,042.88$172.00JEPI
6$18,713$645.34$18,907$1,134.13$194.00JEPI
7$20,724$701.81$20,933$1,231.83$209.00JEPI
8$22,938$762.73$23,149$1,336.34$211.00JEPI
9$25,372$828.41$25,569$1,447.99$197.00JEPI
10$28,047$899.19$28,210$1,567.15$163.00JEPI

USPCY vs JEPI: Complete Analysis 2026

USPCYStock

USPCY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USPCY shares.

Full USPCY Calculator →

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is USPCY or JEPI better for dividend income in 2026?
USPCY currently offers a 4.00% yield (2.00/share/year) while JEPI offers 7.21% (3.98/share/year). JEPI provides higher current income. However, USPCY has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in USPCY vs JEPI earn per year?
With $10,000 invested today: USPCY pays approximately $400/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $899/year (USPCY) and $1,567/year (JEPI).
Does USPCY or JEPI pay monthly dividends?
USPCY pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this USPCY vs JEPI comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

USPCY vs SCHDUSPCY vs OUSPCY vs KOUSPCY vs MAINUSPCY vs JEPQUSPCY vs XYLDUSPCY vs DIVOUSPCY vs QYLDJEPI vs JEPQJEPI vs XYLDJEPI vs DIVOJEPI vs SCHD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.