Is USPS or GBDC a better dividend investment in 2026?

USPS currently yields 9950.25% with a 5% 5-year dividend growth rate. GBDC yields 11.85% with 5% growth. The better choice depends on your goal: USPS offers higher current income.

What is the dividend yield difference between USPS and GBDC?

USPS has a forward dividend yield of 9950.25% ($2.00/share annually). GBDC yields 11.85% ($1.50/share annually). The yield gap is 9938.40 percentage points.

Home › Compare › USPS vs GBDC

USPS vs GBDC: Dividend Comparison 2026

USPS yields 9950.25% · GBDC yields 11.85%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USPS wins by $52493156432184480.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USPS

● Live price

9950.25%

Share price

$0.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52493156432184496.00M

Annual income

$51,475,492,577,029,460,000,000.00

Full USPS calculator →

GBDC

● Live price

11.85%

Share price

$12.66

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.78M

Annual income

$16,389,263.41

Full GBDC calculator →

Portfolio growth — USPS vs GBDC

📍 USPS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USPS	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USPS + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USPS pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USPS

Annual income on $10K today (after 15% tax)

$845,771.14/yr

After 10yr DRIP, annual income (after tax)

$43,754,168,690,475,040,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.11/yr

After 10yr DRIP, annual income (after tax)

$13,930,873.90/yr

At 15% tax rate, USPS beats the other by $43,754,168,690,475,020,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USPS + GBDC for your $10,000?

USPS: 50%GBDC: 50%

100% GBDC50/50100% USPS

Portfolio after 10yr

$26246578216092256.00M

Annual income

$25,737,746,288,514,740,000,000.00/yr

Blended yield

98.06%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

USPS

No analyst data

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.6% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USPS buys

GBDC buys

No recent congressional trades found for USPS or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSPSGBDC

Forward yield	9950.25% ✓	11.85%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$52493156432184496.00M ✓	$20.78M
Annual income after 10y	$51,475,492,577,029,460,000,000.00 ✓	$16,389,263.41
Total dividends collected	$52425433349783104.00M ✓	$20.36M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: USPS vs GBDC ($10,000, DRIP)

Year	USPS Portfolio	USPS Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$1,005,725	$995,024.88	$12,490	$1,790.28	+$993.2K → USPS
2	$94,601,478	$93,525,352.27	$16,522	$3,157.73	+$94.58M → USPS
3	$8,322,974,282	$8,221,750,700.22	$23,578	$5,898.68	+$8322.95M → USPS
4	$684,928,093,472	$676,022,510,990.33	$37,115	$11,886.75	+$684928.06M → USPS
5	$52,725,745,010,892	$51,992,871,950,877.73	$66,136	$26,423.57	+$52725744.94M → USPS
6	$3,796,986,447,235,904	$3,740,569,900,074,249.00	$137,257	$66,491.44	+$3796986447.10M → USPS
7	$255,813,262,369,421,060	$251,750,486,870,878,660.00	$341,734	$194,868.54	+$255813262369.08M → USPS
8	$16,125,226,967,970,314,000	$15,851,506,777,235,034,000.00	$1,050,788	$685,133.02	+$16125226967969.26M → USPS
9	$951,087,715,098,156,900,000	$933,833,722,242,428,600,000.00	$4,099,314	$2,974,971.01	+$951087715098152.75M → USPS
10	$52,493,156,432,184,500,000,000	$51,475,492,577,029,460,000,000.00	$20,775,530	$16,389,263.41	+$52493156432184480.00M → USPS

USPS vs GBDC: Complete Analysis 2026

USPS — Stock

Ultimate Sports, Inc. designs and assembles snowmobile skis and related products in the United States. Its products include banners/emblems, mount shoes, ski bottom kits, Stud Boy studs, and Stud Boy wear bars; tools, such as studders, track hole cutters, studding templates, spindle alignment bars, ski alignment kits, and chassis scales; and accessories comprising shaper plates, view guards, snow flaps, snow eater fin stages, power steering plates, mountain riding and racing 301 aluminum shaper bars, hammerheads, Dasco inclinometers, adjustable bar risers, and 301 racing handles. Ultimate Sports, Inc. was founded in 1988 and is headquartered in West Lafayette, Indiana.

Full USPS Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.