Is USRI or BTI a better dividend investment in 2026?

USRI currently yields 400000.00% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: USRI offers higher current income.

What is the dividend yield difference between USRI and BTI?

USRI has a forward dividend yield of 400000.00% ($2.00/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 399994.60 percentage points.

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USRI vs BTI: Dividend Comparison 2026

USRI yields 400000.00% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USRI wins by $5.011119029548644e+32M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USRI

● Live price

400000.00%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5.011119029548644e+32M

Annual income

$500,865,583,351,836,840,000,000,000,000,000,000,000.00

Full USRI calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — USRI vs BTI

📍 USRI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USRI	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USRI + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USRI pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USRI

Annual income on $10K today (after 15% tax)

$34,000,000.00/yr

After 10yr DRIP, annual income (after tax)

$425,735,745,849,061,300,000,000,000,000,000,000,000.00/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, USRI beats the other by $425,735,745,849,061,300,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USRI + BTI for your $10,000?

USRI: 50%BTI: 50%

100% BTI50/50100% USRI

Portfolio after 10yr

$2.505559514774322e+32M

Annual income

$250,432,791,675,918,420,000,000,000,000,000,000,000.00/yr

Blended yield

99.95%

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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

USRI

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USRI buys

BTI buys

No recent congressional trades found for USRI or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSRIBTI

Forward yield	400000.00% ✓	5.40%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$5.011119029548644e+32M	$37.8K ✓
Annual income after 10y	$500,865,583,351,836,840,000,000,000,000,000,000,000.00 ✓	$2,802.29
Total dividends collected	$5.010957816668433e+32M	$14.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: USRI vs BTI ($10,000, DRIP)

Year	USRI Portfolio	USRI Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$40,010,700	$40,000,000.00	$11,301	$601.08	+$40.00M → USRI
2	$149,615,521,729	$149,572,710,280.37	$12,799	$706.58	+$149615.51M → USRI
3	$522,880,052,725,200	$522,719,964,116,949.25	$14,527	$832.38	+$522880052.71M → USRI
4	$1,707,862,989,289,045,000	$1,707,303,507,632,628,700.00	$16,527	$982.75	+$1707862989289.03M → USRI
5	$5,213,509,402,845,684,000,000	$5,211,681,989,447,144,000,000.00	$18,846	$1,162.95	+$5213509402845684.00M → USRI
6	$14,874,219,058,409,543,000,000,000	$14,868,640,603,348,497,000,000,000.00	$21,545	$1,379.49	+$14874219058409543680.00M → USRI
7	$39,661,196,234,050,755,000,000,000,000	$39,645,280,819,658,260,000,000,000,000.00	$24,694	$1,640.41	+$3.966119623405075e+22M → USRI
8	$98,838,436,350,327,300,000,000,000,000,000	$98,795,998,870,356,880,000,000,000,000,000.00	$28,378	$1,955.69	+$9.88384363503273e+25M → USRI
9	$230,205,236,474,344,900,000,000,000,000,000,000	$230,099,479,347,450,050,000,000,000,000,000,000.00	$32,702	$2,337.79	+$2.302052364743449e+29M → USRI
10	$501,111,902,954,864,400,000,000,000,000,000,000,000	$500,865,583,351,836,840,000,000,000,000,000,000,000.00	$37,794	$2,802.29	+$5.011119029548644e+32M → USRI

USRI vs BTI: Complete Analysis 2026

USRI — Stock

USA Recycling Industries, Inc. engages in the ownership, operation, and licensing of specialty recycling service centers primarily in North America. The company is involved in the collection of recyclable materials, such as scrap metals, used tires, used motor oil, and used batteries; provision of disposal services for other auto-related waste streams generated by the automotive service center industry; and sale of recyclable waste to end-user consumers. It provides specialty recycling programs to approximately 4,000 automotive service center locations; and services to various national automotive service center chain-store operations. The company also offers used motor oil and related lubricants to end users, including small to medium sized fuel blenders and refineries, as well as automotive and manufacturing markets. It has working relationships with customers operating in the steel production, tire recycling, used motor oil re-refinery, and battery production industries. The company is headquartered in Reading, Pennsylvania.

Full USRI Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.