HomeCompareUSSJF vs BTI

USSJF vs BTI: Dividend Comparison 2026

USSJF yields 3.95% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USSJF wins by $1.36M in total portfolio value
10 years
USSJF
USSJF
● Live price
3.95%
Share price
$8.17
Annual div
$0.32
5Y div CAGR
59.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.40M
Annual income
$950,682.69
Full USSJF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — USSJF vs BTI

📍 USSJF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSSJFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USSJF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USSJF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USSJF
Annual income on $10K today (after 15% tax)
$335.42/yr
After 10yr DRIP, annual income (after tax)
$808,080.29/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, USSJF beats the other by $805,711.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USSJF + BTI for your $10,000?

USSJF: 50%BTI: 50%
100% BTI50/50100% USSJF
Portfolio after 10yr
$716.6K
Annual income
$476,734.67/yr
Blended yield
66.53%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

USSJF
No analyst data
Altman Z
10.5
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USSJF buys
0
BTI buys
0
No recent congressional trades found for USSJF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSSJFBTI
Forward yield3.95%5.38%
Annual dividend / share$0.32$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR59.5%11.3%
Portfolio after 10y$1.40M$37.7K
Annual income after 10y$950,682.69$2,786.64
Total dividends collected$1.33M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: USSJF vs BTI ($10,000, DRIP)

YearUSSJF PortfolioUSSJF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,329$629.41$11,299$598.92+$30.00USSJF
2$13,185$1,062.96$12,794$703.91+$391.00USSJF
3$15,952$1,844.09$14,518$829.07+$1.4KUSSJF
4$20,395$3,325.78$16,513$978.64+$3.9KUSSJF
5$28,161$6,338.17$18,827$1,157.84+$9.3KUSSJF
6$43,178$13,045.56$21,518$1,373.12+$21.7KUSSJF
7$76,016$29,816.28$24,657$1,632.46+$51.4KUSSJF
8$159,586$78,248.99$28,329$1,945.74+$131.3KUSSJF
9$415,633$244,875.25$32,637$2,325.33+$383.0KUSSJF
10$1,395,410$950,682.69$37,708$2,786.64+$1.36MUSSJF

USSJF vs BTI: Complete Analysis 2026

USSJFStock

USS Co., Ltd., together with its subsidiaries, operates and manages used vehicle auction sites in Japan. It distributes used vehicles through the operation of on-site auctions at 19 locations, as well as through satellite TV and Internet auctions. The company also provides used car export services; recycles end-of-life automobiles and other items; and disposes equipment and industrial plants. In addition, it offers used vehicle purchasing services; and purchases and sells accident-damaged vehicles. The company was formerly known as Aichi Automobile General Services Co., Ltd. and changed its name to USS Co., Ltd. in March 1995. The company was incorporated in 1969 and is headquartered in Tokai, Japan.

Full USSJF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.