Is UTOLF or EPRT a better dividend investment in 2026?

UTOLF currently yields 3610.11% with a 5% 5-year dividend growth rate. EPRT yields 3.92% with 5% growth. The better choice depends on your goal: UTOLF offers higher current income.

What is the dividend yield difference between UTOLF and EPRT?

UTOLF has a forward dividend yield of 3610.11% ($2.00/share annually). EPRT yields 3.92% ($1.21/share annually). The yield gap is 3606.19 percentage points.

Home › Compare › UTOLF vs EPRT

UTOLF vs EPRT: Dividend Comparison 2026

UTOLF yields 3610.11% · EPRT yields 3.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UTOLF wins by $2673668901481.01M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UTOLF

● Live price

3610.11%

Share price

$0.06

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2673668901481.08M

Annual income

$2,535,508,792,592,407,600.00

Full UTOLF calculator →

EPRT

● Live price

3.92%

Share price

$30.77

Annual div

$1.21

5Y div CAGR

29%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.4K

Annual income

$12,840.73

Full EPRT calculator →

Portfolio growth — UTOLF vs EPRT

📍 UTOLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UTOLF	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UTOLF + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UTOLF pays

EPRT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTOLF

Annual income on $10K today (after 15% tax)

$306,859.21/yr

After 10yr DRIP, annual income (after tax)

$2,155,182,473,703,546,400.00/yr

EPRT

Annual income on $10K today (after 15% tax)

$332.87/yr

After 10yr DRIP, annual income (after tax)

$10,914.62/yr

At 15% tax rate, UTOLF beats the other by $2,155,182,473,703,535,400.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UTOLF + EPRT for your $10,000?

UTOLF: 50%EPRT: 50%

100% EPRT50/50100% UTOLF

Portfolio after 10yr

$1336834450740.57M

Annual income

$1,267,754,396,296,210,200.00/yr

Blended yield

94.83%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

UTOLF

No analyst data

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

+15.4% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTOLF buys

EPRT buys

No recent congressional trades found for UTOLF or EPRT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUTOLFEPRT

Forward yield	3610.11% ✓	3.92%
Annual dividend / share	$2.00 ✓	$1.21
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	29% ✓
Portfolio after 10y	$2673668901481.08M ✓	$63.4K
Annual income after 10y	$2,535,508,792,592,407,600.00 ✓	$12,840.73
Total dividends collected	$2664202959883.60M ✓	$37.9K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: UTOLF vs EPRT ($10,000, DRIP)

Year	UTOLF Portfolio	UTOLF Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1← crossover	$371,711	$361,010.83	$11,205	$505.18	+$360.5K → UTOLF
2	$12,939,005	$12,541,274.35	$12,672	$682.46	+$12.93M → UTOLF
3	$421,838,526	$407,993,791.14	$14,490	$930.48	+$421.82M → UTOLF
4	$12,882,626,917	$12,431,259,693.40	$16,786	$1,282.69	+$12882.61M → UTOLF
5	$368,589,262,545	$354,804,851,744.38	$19,753	$1,791.56	+$368589.24M → UTOLF
6	$9,881,720,839,473	$9,487,330,328,549.32	$23,677	$2,541.64	+$9881720.82M → UTOLF
7	$248,284,915,641,493	$237,711,474,343,256.90	$29,008	$3,672.99	+$248284915.61M → UTOLF
8	$5,847,591,470,912,463	$5,581,926,611,176,066.00	$36,463	$5,425.08	+$5847591470.88M → UTOLF
9	$129,121,597,092,212,720	$122,864,674,218,336,380.00	$47,238	$8,221.57	+$129121597092.17M → UTOLF
10	$2,673,668,901,481,075,000	$2,535,508,792,592,407,600.00	$63,385	$12,840.73	+$2673668901481.01M → UTOLF

UTOLF vs EPRT: Complete Analysis 2026

UTOLF — Stock

TraceSafe Inc. provides a suite of real-time location management services and contact tracing solutions enabled through Bluetooth beacons and enterprise cloud management in the British Virgin Islands, Japan, and internationally. Its cloud management solution ensures user privacy and administrative control. The company's patented contact tracing bracelet deploys in mission-critical quarantine applications in partnership with governments. It also engages in the development of solutions for enterprise, healthcare, education, government, and large-scale venue management. The company was formerly known as Blockchain Holdings Ltd. and changed its name to TraceSafe Inc. in June 2020. TraceSafe Inc. is headquartered in Road Town, the British Virgin Islands.

Full UTOLF Calculator →

EPRT — REIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.