Is UUMMF or XYLD a better dividend investment in 2026?

UUMMF currently yields 25.98% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: UUMMF offers higher current income.

What is the dividend yield difference between UUMMF and XYLD?

UUMMF has a forward dividend yield of 25.98% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 15.00 percentage points.

Home › Compare › UUMMF vs XYLD

UUMMF vs XYLD: Dividend Comparison 2026

UUMMF yields 25.98% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UUMMF wins by $451837703.12M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UUMMF

● Live price

25.98%

Share price

$7.70

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$451837703.15M

Annual income

$448,520,989,813,083.80

Full UUMMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — UUMMF vs XYLD

📍 UUMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UUMMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UUMMF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

UUMMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UUMMF

Annual income on $10K today (after 15% tax)

$2,208.17/yr

After 10yr DRIP, annual income (after tax)

$381,242,841,341,121.25/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, UUMMF beats the other by $381,242,841,338,385.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UUMMF + XYLD for your $10,000?

UUMMF: 50%XYLD: 50%

100% XYLD50/50100% UUMMF

Portfolio after 10yr

$225918851.59M

Annual income

$224,260,494,908,151.40/yr

Blended yield

99.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UUMMF buys

XYLD buys

No recent congressional trades found for UUMMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUUMMFXYLD

Forward yield	25.98% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$451837703.15M ✓	$25.3K
Annual income after 10y	$448,520,989,813,083.80 ✓	$3,219.02
Total dividends collected	$451617889.06M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UUMMF vs XYLD ($10,000, DRIP)

Year	UUMMF Portfolio	UUMMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,896	$5,195.68	$10,818	$1,098.39	+$5.1K → UUMMF
2	$32,446	$15,437.18	$11,738	$1,222.51	+$20.7K → UUMMF
3	$93,613	$58,896.63	$12,774	$1,364.64	+$80.8K → UUMMF
4	$417,795	$317,628.33	$13,944	$1,527.86	+$403.9K → UUMMF
5	$3,096,702	$2,649,661.50	$15,270	$1,715.87	+$3.08M → UUMMF
6	$40,022,519	$36,709,048.13	$16,775	$1,933.09	+$40.01M → UUMMF
7	$929,621,429	$886,797,333.87	$18,490	$2,184.87	+$929.60M → UUMMF
8	$39,495,720,961	$38,501,026,031.81	$20,450	$2,477.63	+$39495.70M → UUMMF
9	$3,099,732,086,613	$3,057,471,665,184.31	$22,697	$2,819.19	+$3099732.06M → UUMMF
10	$451,837,703,145,759	$448,520,989,813,083.80	$25,280	$3,219.02	+$451837703.12M → UUMMF

UUMMF vs XYLD: Complete Analysis 2026

UUMMF — Stock

UUUM Co.,Ltd. operates as an online creator network in Japan. The company provides services that are focused on creating content in various medium, including development of promotion plans, media planning services, and video marketing consulting. It also provides content creation services; jointly operates the BonBonTV channel; develops games; and sells original merchandise, as well as holds offline events featuring appearances by UUUM creators. The company was incorporated in 2013 and is based in Tokyo, Japan.

Full UUMMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.