HomeCompareVBCD vs ARCC

VBCD vs ARCC: Dividend Comparison 2026

VBCD yields 2.66% · ARCC yields 9.06%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $20.2K in total portfolio value
10 years
VBCD
VBCD
● Live price
2.66%
Share price
$75.08
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.7K
Annual income
$316.34
Full VBCD calculator →
ARCC
Ares Capital Corporation
● Live price
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — VBCD vs ARCC

📍 ARCC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVBCDARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VBCD + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VBCD pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBCD
Annual income on $10K today (after 15% tax)
$226.43/yr
After 10yr DRIP, annual income (after tax)
$268.89/yr
ARCC
Annual income on $10K today (after 15% tax)
$769.81/yr
After 10yr DRIP, annual income (after tax)
$1,937.41/yr
At 15% tax rate, ARCC beats the other by $1,668.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VBCD + ARCC for your $10,000?

VBCD: 50%ARCC: 50%
100% ARCC50/50100% VBCD
Portfolio after 10yr
$33.8K
Annual income
$1,297.83/yr
Blended yield
3.85%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

VBCD
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+3.2% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBCD buys
0
ARCC buys
0
No recent congressional trades found for VBCD or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVBCDARCC
Forward yield2.66%9.06%
Annual dividend / share$2.00$1.92
Payout ratio50%88%
1-year div growth0%2%
5-year div CAGR0%3.1%
Portfolio after 10y$23.7K$43.8K
Annual income after 10y$316.34$2,279.31
Total dividends collected$2.9K$15.5K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: VBCD vs ARCC ($10,000, DRIP)

YearVBCD PortfolioVBCD Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$10,966$266.39$11,774$933.74$808.00ARCC
2$12,007$273.02$13,808$1,045.61$1.8KARCC
3$13,127$279.37$16,135$1,166.34$3.0KARCC
4$14,331$285.45$18,786$1,296.19$4.5KARCC
5$15,626$291.25$21,800$1,435.41$6.2KARCC
6$17,016$296.78$25,215$1,584.23$8.2KARCC
7$18,509$302.05$29,076$1,742.84$10.6KARCC
8$20,112$307.06$33,430$1,911.44$13.3KARCC
9$21,832$311.82$38,328$2,090.21$16.5KARCC
10$23,676$316.34$43,827$2,279.31$20.2KARCC

VBCD vs ARCC: Complete Analysis 2026

VBCDStock

VBCD is part of the Vanguard Target Maturity Corporate Bond suite. The fund behaves more like a bond than a typical bond fund. The fund provides bullet maturity, in this case, December 15, 2030, instead of perpetual exposure to a maturity pocket of the US corporate investment-grade bond market. As the fund matures, its maturity, duration, and YTM will continue to decline. On its target date, VBCD will unwind and return all capital to investors. This structure allows VBCD to serve as a building block for a bond ladder. In all, the fund provides a viable means to access a diverse pool of US investment grade bonds while mimicking the life cycle of an individual bond.

Full VBCD Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →
📬

Get this VBCD vs ARCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VBCD vs SCHDVBCD vs JEPIVBCD vs OVBCD vs KOVBCD vs MAINVBCD vs HTGCVBCD vs GBDCVBCD vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.