HomeCompareVBTX vs PM

VBTX vs PM: Dividend Comparison 2026

VBTX yields 3.50% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VBTX wins by $839.2K in total portfolio value· pulled ahead in Year 4
10 years
VBTX
VBTX
● Live price
3.50%
Share price
$30.26
Annual div
$1.06
5Y div CAGR
58.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$888.9K
Annual income
$573,207.86
Full VBTX calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — VBTX vs PM

📍 VBTX pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVBTXPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VBTX + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VBTX pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBTX
Annual income on $10K today (after 15% tax)
$297.75/yr
After 10yr DRIP, annual income (after tax)
$487,226.68/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, VBTX beats the other by $485,099.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VBTX + PM for your $10,000?

VBTX: 50%PM: 50%
100% PM50/50100% VBTX
Portfolio after 10yr
$469.3K
Annual income
$287,855.24/yr
Blended yield
61.34%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

VBTX
Analyst Ratings
6
Buy
4
Hold
Consensus: Buy
Price Target
$30.33
+0.2% upside vs current
Range: $28.00 — $33.00
Altman Z
-0.7
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBTX buys
0
PM buys
0
No recent congressional trades found for VBTX or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVBTXPM
Forward yield3.50%3.49%
Annual dividend / share$1.06$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR58.8%17.2%
Portfolio after 10y$888.9K$49.6K
Annual income after 10y$573,207.86$2,502.61
Total dividends collected$835.8K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$30.33$194.30

Year-by-year: VBTX vs PM ($10,000, DRIP)

YearVBTX PortfolioVBTX Income/yrPM PortfolioPM Income/yrGap
1$11,256$556.27$11,650$409.56$394.00PM
2$12,973$929.28$13,592$497.49$619.00PM
3$15,471$1,589.56$15,882$605.21$411.00PM
4← crossover$19,367$2,813.27$18,589$737.41+$778.00VBTX
5$25,950$5,226.69$21,794$899.94+$4.2KVBTX
6$38,160$10,393.37$25,597$1,100.16+$12.6KVBTX
7$63,514$22,682.61$30,118$1,347.30+$33.4KVBTX
8$123,989$56,030.02$35,505$1,652.97+$88.5KVBTX
9$295,001$162,332.73$41,940$2,031.88+$253.1KVBTX
10$888,859$573,207.86$49,643$2,502.61+$839.2KVBTX

VBTX vs PM: Complete Analysis 2026

VBTXStock

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. The company accepts deposit products include demand, savings, money market, and time accounts. Its loan products include commercial real estate and general commercial, mortgage warehouse loans, residential real estate, construction and land, farmland, consumer, paycheck protection program, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing. The company also provides interest rate swap services; and a range of online banking solutions, such as access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and ATMs, as well as mobile banking, mail, and personal appointment. In addition, it offers debit cards, night depository services, direct deposits, cashier's checks, and letters of credit; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearinghouse origination, and stop payments; and cash management deposit products and services consisting of lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts. As of December 31, 2021, the company operated 18 full-service branches located in the Dallas-Fort Worth metroplex, and 10 full-service branches in the Houston metropolitan area. Veritex Holdings, Inc. was incorporated in 2009 and is headquartered in Dallas, Texas.

Full VBTX Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.