HomeCompareVCADX vs ARCC

VCADX vs ARCC: Dividend Comparison 2026

VCADX yields 3.13% · ARCC yields 10.82%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $89.00 in total portfolio value
10 years
VCADX
VCADX
● Live price
3.13%
Share price
$11.42
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.4K
Annual income
$383.05
Full VCADX calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — VCADX vs ARCC

📍 ARCC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCADXARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VCADX + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCADX pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCADX
Annual income on $10K today (after 15% tax)
$266.13/yr
After 10yr DRIP, annual income (after tax)
$325.59/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, VCADX beats the other by $324.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCADX + ARCC for your $10,000?

VCADX: 50%ARCC: 50%
100% ARCC50/50100% VCADX
Portfolio after 10yr
$24.5K
Annual income
$192.11/yr
Blended yield
0.78%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

VCADX
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCADX buys
0
ARCC buys
0
No recent congressional trades found for VCADX or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCADXARCC
Forward yield3.13%10.82%
Annual dividend / share$0.36$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$24.4K$24.5K
Annual income after 10y$383.05$1.16
Total dividends collected$3.5K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: VCADX vs ARCC ($10,000, DRIP)

YearVCADX PortfolioVCADX Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$11,013$313.10$11,381$541.15$368.00ARCC
2$12,106$322.26$12,621$284.08$515.00ARCC
3$13,285$331.07$13,827$145.31$542.00ARCC
4$14,554$339.54$15,062$73.43$508.00ARCC
5$15,921$347.65$16,364$36.89$443.00ARCC
6$17,391$355.41$17,757$18.49$366.00ARCC
7$18,971$362.82$19,258$9.25$287.00ARCC
8$20,669$369.90$20,880$4.63$211.00ARCC
9$22,492$376.64$22,636$2.32$144.00ARCC
10$24,450$383.05$24,539$1.16$89.00ARCC

VCADX vs ARCC: Complete Analysis 2026

VCADXStock

The fund’s investment objective is to seek to provide a higher level of current income than shorter-term bonds, but with less share-price fluctuation than longer-term bonds. The fund is intended for California residents only. It invests primarily in high-quality municipal bonds issued by California state and local governments, as well as by regional government and public financing authorities. Under normal circumstances, at least 80% of the fund’s assets will be invested in securities whose income is exempt from federal and California state taxes. Although the fund has no limitations on the maturities of individual securities, its dollar-weighted average maturity is expected to be between 6 and 12 years. Risks of the fund include the fact that changes in interest rates, both up and down, can affect the fund by resulting in lower bond prices or an eventual decrease in income for the fund. Investors who are looking for a fund that may provide federal and California state tax-exempt interest income and can tolerate moderate price and income fluctuations may wish to consider this fund.The Vanguard California Intermediate-Term Tax-Exempt Fund is a stand alone product and is separate and distinct from the Vanguard California Tax-Exempt Bond ETF (VTEC). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VCADX Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
📬

Get this VCADX vs ARCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VCADX vs SCHDVCADX vs JEPIVCADX vs OVCADX vs KOVCADX vs MAINVCADX vs HTGCVCADX vs GBDCVCADX vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.