HomeCompareVCMDX vs EPRT

VCMDX vs EPRT: Dividend Comparison 2026

VCMDX yields 12.91% · EPRT yields 3.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $17.5K in total portfolio value· pulled ahead in Year 8
10 years
VCMDX
VCMDX
● Live price
12.91%
Share price
$30.64
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.8K
Annual income
$2,882.34
Full VCMDX calculator →
EPRT
EPRT
● Live price
3.97%
Share price
$30.36
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.3K
Annual income
$13,170.85
Full EPRT calculator →

Portfolio growth — VCMDX vs EPRT

📍 EPRT pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCMDXEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCMDX + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCMDX pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCMDX
Annual income on $10K today (after 15% tax)
$1,097.40/yr
After 10yr DRIP, annual income (after tax)
$2,449.99/yr
EPRT
Annual income on $10K today (after 15% tax)
$337.37/yr
After 10yr DRIP, annual income (after tax)
$11,195.22/yr
At 15% tax rate, EPRT beats the other by $8,745.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCMDX + EPRT for your $10,000?

VCMDX: 50%EPRT: 50%
100% EPRT50/50100% VCMDX
Portfolio after 10yr
$55.6K
Annual income
$8,026.60/yr
Blended yield
14.45%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

VCMDX
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+16.9% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCMDX buys
0
EPRT buys
0
No recent congressional trades found for VCMDX or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCMDXEPRT
Forward yield12.91%3.97%
Annual dividend / share$3.96$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$46.8K$64.3K
Annual income after 10y$2,882.34$13,170.85
Total dividends collected$20.6K$38.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: VCMDX vs EPRT ($10,000, DRIP)

YearVCMDX PortfolioVCMDX Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,991$1,291.06$11,212$512.01+$779.00VCMDX
2$14,277$1,446.84$12,689$692.09+$1.6KVCMDX
3$16,887$1,609.99$14,521$944.30+$2.4KVCMDX
4$19,848$1,779.66$16,841$1,302.88+$3.0KVCMDX
5$23,193$1,954.95$19,841$1,821.64+$3.4KVCMDX
6$26,951$2,134.91$23,818$2,587.47+$3.1KVCMDX
7$31,156$2,318.57$29,230$3,744.65+$1.9KVCMDX
8← crossover$35,842$2,504.98$36,816$5,540.38$974.00EPRT
9$41,044$2,693.21$47,806$8,413.17$6.8KEPRT
10$46,800$2,882.34$64,324$13,170.85$17.5KEPRT

VCMDX vs EPRT: Complete Analysis 2026

VCMDXStock

This fund’s purpose is to serve investors as a potential hedge against inflation risk and as further diversification for a traditional stock/bond portfolio. The fund will rely on commodity derivative securities to maximize inflation protection by seeking to outperform its benchmark and reduce the long-term volatility of a well-diversified, balanced portfolio. The commodity-linked exposure will be collateralized with a mix of short-term Treasury inflation-protected securities (TIPS) and Treasury bills (T-bills).

Full VCMDX Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.